We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
National Insurance Contribution top up query
National Insurance contributions
You stop paying National Insurance contributions when you reach State Pension age on * November 2051.
Select when you intend to stop paying National Insurance or getting National Insurance credits
Comments
-
I wonder if you put "When I reach state pension age" they will say that there is no need to fill the gap?0
-
Not sure if anyone has mentioned this to MARTIN but I continually get
"Sorry, there is a problem with the service
This might be caused by a high number of people trying to use this service at the moment. Try again later."
Will they extend again0 -
Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.
Being hated by idiots is the price you pay for not being one of them.
Jean Cocteau 1889-1963
0 -
I am already claiming state pension but have checked and found gaps. The DWP website says to check if it is worth buying contributions to make this up by calling them (link is given on MSE). Calling them simply results in being referred back to the website!0
-
Post up some anonymous details and someone will give some pointersCurrent weekly £££.pp amount.
Number of full NI years 15-16 and earlier
Number of full NI years 16-17 and later
Tax year you reached state retirement
Were you in a contracted-out pension scheme, NHS, local government, civil service etc
Years which show not full and prices
Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.
Being hated by idiots is the price you pay for not being one of them.
Jean Cocteau 1889-1963
0 -
My husband has already retired but has gaps in his national insurance. We are Unable to speak to Pension service as the call keeps being disconnected. Is there away of getting a call back registered as there is with Future Pension Service?
0 -
The call back form does not mention which particular DWP function it is for, it purely states to pay NI top ups. It also allows for international numbers so looks like it is covering all bases.
Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.
Being hated by idiots is the price you pay for not being one of them.
Jean Cocteau 1889-1963
0 -
https://www.tax.service.gov.uk/ask-hmrc/chat/national-insuranceMy husband has already retired but has gaps in his national insurance. We are Unable to speak to Pension service as the call keeps being disconnected. Is there away of getting a call back registered as there is with Future Pension Service?
I don't know the answer to your question but found this link and tried the system by typing "national insurance record"1 -
Sorry if this has been asked before...
I have 6 years where my national insurance contributions are not full.
My forecast says that if I pay another 3 years then I will receive the maximum pension amount of £221. 20.
Does this mean that if I pay the next 3 years contributions, I don't need to top up any of the years that are not full? Thank you.
0 -
@Takeabreak10 thank you very much for sharing your full forecast!
Yes, exactly that. If you expect to be paying NI (or getting credits) for 23/24 and the following two years, you don't need to fill any gaps.Takeabreak10 said:My forecast says that if I pay another 3 years then I will receive the maximum pension amount of £221. 20.
Does this mean that if I pay the next 3 years contributions, I don't need to top up any of the years that are not full? Thank you.N. Hampshire, he/him. Octopus Intelligent Go elec / Fuse gas / Vodafone BB / iD mobile. Kirk Hill Co-op member.Economy 7 cap explainer. Gas vs E7 vs peak elec heating costs, Ecoflow Stream, Best kettle :-)
2.72kWp PV facing SSW installed Jan 2012. 11 x 247w panels, 3.6kw inverter. 37 MWh generated, long-term average 2.6 Os.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.8K Banking & Borrowing
- 254.9K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.3K Work, Benefits & Business
- 605.9K Mortgages, Homes & Bills
- 179K Life & Family
- 263.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards

