We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Avoid 40% and what to do if that's not feasible

TMSG · 2025-02-27 15:39:49

(Health Warning: many numbers ahead :smile: ) So I'm trying to prepare for the moment where the wife starts to get her SP and various company pensions. As things stand right now, the sum of all her tax-relevant incomings minus the allowances will be just below the higher rate threshold. We have a pretty good idea about her…

Options

Comments

Jeremy535897 Posts: 10,733 Forumite

4 March at 2:02PM

I think the simple answer is that you will struggle to come up with a way that personal allowance allocation to dividends makes you better off than allocating it elsewhere. I have seen it suggested that this could apply where you have rental income and unused finance costs, but that ignores the restrictions contained about the use of finance costs.

0