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Avoid 40% and what to do if that's not feasible

TMSG · 2025-02-27 15:39:49

(Health Warning: many numbers ahead :smile: ) So I'm trying to prepare for the moment where the wife starts to get her SP and various company pensions. As things stand right now, the sum of all her tax-relevant incomings minus the allowances will be just below the higher rate threshold. We have a pretty good idea about her…

Comments

Jeremy535897 Posts: 10,739 Forumite

4 March at 2:02PM

I think the simple answer is that you will struggle to come up with a way that personal allowance allocation to dividends makes you better off than allocating it elsewhere. I have seen it suggested that this could apply where you have rental income and unused finance costs, but that ignores the restrictions contained about the use of finance costs.

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