Tax relief on contributions

berbatov10

Hi all I am Civil servant and a member of the Alpha scheme, I buy additional pension paying £250/ month, I have enquired of the pension department by e mail but despite asking twice I do not have an answer to my question. Do I need to claim tax relief on my contributions 

Thnaks  

Dazed_and_C0nfused

berbatov10 said:

Hi all I am Civil servant and a member of the Alpha scheme, I buy additional pension paying £250/ month, I have enquired of the pension department by e mail but despite asking twice I do not have an answer to my question. Do I need to claim tax relief on my contributions 

Thnaks  

You shouldn't need to no.

Presumably these show on your payslip something like this.

Salary £3,000
Alpha Contributions £175
Additional Pension Contributions £250
Taxable earnings £2,575

Marcon

berbatov10 said:

Hi all I am Civil servant and a member of the Alpha scheme, I buy additional pension paying £250/ month, I have enquired of the pension department by e mail but despite asking twice I do not have an answer to my question. Do I need to claim tax relief on my contributions 

Thnaks  

Not if your contributions are deducted from your salary before your salary is taxed. That applies whether you are a basic or higher rate taxpayer.

If you are buying the additional pension from somewhere else you've set up for yourself (eg a SIPP), then the provider will claim basic rate tax on your behalf and add it to your 'pot'. You'd need to contact HMRC to claim higher rate relief ONLY if you are a higher rate taxpayer.

berbatov10

The contribution is purely to buy additional Alpha pension

Marcon

Then you only need to read the first sentence of my previous reply!

SimonSeys

Dazed and confused is spot on.   My pay slip shows something similar - ie contributions deducted and tax calculated on the result.   But double check.