Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage application gone to audit
Rainbow19914
Posts: 2
Newbie
Mortgage application went in just over a week ago and got to valuation point. Now pulled for audit? Should I be worried it will be declined or is this completely normal? (Not received a mortgage offer yet)
0
Comments
-
Chances are everything will be fine. Try not to worry.1
-
Every now and again we have applications pulled for audit. I think they have all gone through to offer from memory, certainly the vast majority have.
I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.1 -
Internally audits will be conducted on the quality of the work performed by the underwriting team. Adherance to regulatory standards and internal lending policy. Random individual applications will frequently be selected for spot checking. Lenders advance billions of £'s every year. Fraudsters will take every opportunity to exploit any weakness in systems.
Yes there might be a slight delay. Otherwise nothing to concern yourself about.1 -
Audit complete all was fine. Looks like it was back a few days ago but not picked up on until MA chased it. Now ready for the valuation to be completed hopefully today or tomorrow 🤞🏻🤞🏻0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.9K Banking & Borrowing
- 255K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606.1K Mortgages, Homes & Bills
- 179K Life & Family
- 263.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards