Mortgage with 2 historic missed payments

missmortgagehunter

Hi there, just looking for some advice on the reality of being able to get a mortgage with missed payments. I have 2 'missed' payments from 5 years ago on my report, other than that, my report is clean with no other negatives and my score is good. Is getting a mortgage out of the question?

david29dpo

The other way of answering that for certain is the provider, all are different 

ACG

2 missed mortgage payments or something else? 
Does it show as 1 2 or just 1 on your report? 

Chances are at 5 years old even if the mortgage it should be ok. But if late mortgage payments and 95% LTV could be a bit 50/50. If 85% LTV much more likely. 

missmortgagehunter

ACG said:

2 missed mortgage payments or something else? 
Does it show as 1 2 or just 1 on your report? 

Chances are at 5 years old even if the mortgage it should be ok. But if late mortgage payments and 95% LTV could be a bit 50/50. If 85% LTV much more likely. 

2 missed payments on an overdraft for a debit card... June 2019, and July 2019, so about to hit 6 years old. I'm hoping because they're so old, and there's nothing else negative on my report, that I have a fighting chance... 

ACG

You'll be fine. 

missmortgagehunter

ACG said:

You'll be fine. 

Thank you. I really appreciate your time. :-)