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NHS Pension 2015

MEEKUS · 2025-02-23 17:15:11

Hi My wife has recently joined the NHS as a mental health nurse. We are currently looking into her pension and she is part of thr 2015 scheme. What we don't understand is I believe it is an DB scheme, but money gets deducted from her payslip for a pension. It is £207 a month. Why is that?

Comments

Dazed_and_C0nfused Posts: 18,599 Forumite

23 February at 9:34PM

MEEKUS said:

Ah I see. Thanks for the replies, I always thought DB pensions were totally free - I didn't realise there was such cost. Like you all said, it would stupid to save the £207 and opt out. Thank you again everyone

If she is paying £207/month, pre tax savings, then her salary is probably just shy of £30k.

So the actual cost in take home pay of £2k (after the likely tax saving) is a small price to pay really to get £555/year for what could be 30+ years 😉

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