NHS Pension 2015

Dazed_and_C0nfused

MEEKUS said:

Ah I see. Thanks for the replies, I always thought DB pensions were totally free - I didn't realise there was such cost. Like you all said, it would stupid to save the £207 and opt out. Thank you again everyone 

If she is paying £207/month, pre tax savings, then her salary is probably just shy of £30k.

So the actual cost in take home pay of £2k (after the likely tax saving) is a small price to pay really to get £555/year for what could be 30+ years 😉