Wescot contacting partner

Ayresome1
Ayresome1 Posts: 4 Newbie
Ninth Anniversary First Post Name Dropper Combo Breaker
edited 20 February at 3:26PM in Debt-free wannabe
Hello,

A credit card of mine has unfortunately been passed to Wescot collections. 

They have sent me texts and emails, which I have responded to.

This week they also sent two texts to my partner’s phone. My partner isn’t on the account; the credit card is solely mine.

I don’t know how they have got my partner’s number. They sent texts saying they were trying to contact me.

This doesn’t feel right. We aren’t married and so don’t have a shared name, although we are at the same address.

Is this “against the rules”? I’d be interested to know what the consequences may be. 

Thank you. 

Comments

  • Aylesbury_Duck
    Aylesbury_Duck Posts: 15,537 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I can't see how it's against any rules, your partner can simply ignore them if they wish.  It certainly wouldn't invalidate any genuine claim they have for what you owe.
  • pleataring
    pleataring Posts: 14 Forumite
    10 Posts Photogenic
    I can't see how it's against any rules, your partner can simply ignore them if they wish.  It certainly wouldn't invalidate any genuine claim they have for what you owe.
    I completely agree with this
  • Thank you. It just seems odd that they can go after someone who doesn’t have the debt. 
  • TELLIT01
    TELLIT01 Posts: 17,866 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper PPI Party Pooper
    As long as all they have said is that they are trying to contact you I don't think there is an issue legally.  If they have said we are trying to contact xyz over a debt that would potentially be very different.  Your partner should just ignore any contact from them.
    How long was there between you contacting them and your partner receiving the e-mail?
  • EssexHebridean
    EssexHebridean Posts: 24,265 Forumite
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    I would be wanting to know how exactly they got that number? 
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  • Dma76
    Dma76 Posts: 27 Forumite
    10 Posts First Anniversary Name Dropper
    I would have though it was a data protection breach personally if your partner is not involved with the debt.
  • sourcrates
    sourcrates Posts: 31,295 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 23 February at 12:21PM
    Wescott are just a collection company, they do not own the debts they manage, you can just ignore them and nothing will happen.

    With regard to the number, its likely you provided it as a contact number at some point in the past, Wescott just get the information sent to them from the original creditor, they don`t actively try to trace you.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Claddagh_Noir
    Claddagh_Noir Posts: 230 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    I am wondering OP, have you called Wescot from your partner'shone and not withheld the number?
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