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Cabot financial and ORBIT just sent a man to my door!! I am a vulnerable customer. What do I do?

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Comments

  • RAS
    RAS Posts: 36,149 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    paulhgc said:
    I have just recieved a letter like above 

    The debt is from nearly 29 years ago  and is not showing on my credit file 
    Can you see the post on the front page for the Prove-It letter.? Send that and maybe add that any further contact is only to be in writing.
    If you've have not made a mistake, you've made nothing
  • sourcrates
    sourcrates Posts: 31,992 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    paulhgc said:
    I have just recieved a letter like above 

    The debt is from nearly 29 years ago  and is not showing on my credit file 
    The prove-it letter should be your first response, you may actually want to a send the hybrid version, it can be found lower down the page in the stickies, that basically tells them to prove the debt in the same way, but that any alleged debt would now be statute barred anyway, due to the passage of time.

    It may just save time by sending one letter instead of two.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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