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Cabot financial and ORBIT just sent a man to my door!! I am a vulnerable customer. What do I do?
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Can you see the post on the front page for the Prove-It letter.? Send that and maybe add that any further contact is only to be in writing.paulhgc said:I have just recieved a letter like aboveThe debt is from nearly 29 years ago and is not showing on my credit fileIf you've have not made a mistake, you've made nothing0 -
The prove-it letter should be your first response, you may actually want to a send the hybrid version, it can be found lower down the page in the stickies, that basically tells them to prove the debt in the same way, but that any alleged debt would now be statute barred anyway, due to the passage of time.paulhgc said:I have just recieved a letter like aboveThe debt is from nearly 29 years ago and is not showing on my credit file
It may just save time by sending one letter instead of two.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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