payment deducted after loan end date

lunalem

I had a 5 year loan starting on 1st January 2020. 
The loan end date is noted as being 1st January 2025 on summary statements.
A payment has been from my account on 3rd February.  Is this right?  
I thought the last payment would have been 1st January.  Am I being daft?
The bank was Santander if that has any bearing.

marcia_

lunalem said:

I had a 5 year loan starting on 1st January 2020. 
The loan end date is noted as being 1st January 2025 on summary statements.
A payment has been from my account on 3rd February.  Is this right?  
I thought the last payment would have been 1st January.  Am I being daft?
The bank was Santander if that has any bearing.

 Have you rang them to ask? 

TadleyBaggie

When was the actual first payment made? If the loan was taken out in January 2020 the first payment would most likely be at least a month later. Can you check from bank statements how many payments have been made?