Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Loans and mortgage application
Jo1923
Posts: 47
Forumite
Looking to move house - wasn’t expecting things to happen so quickly tbh …anyway i had a re shuffle of finances in the last 12 months , took out a 3k loan to pay off some small bits , then wanted to clear CC so took out a small loan with monzo as good rate 4k and cleared all debts - then after xmas unexpectedly got a bonus so cleared all loans and debts …obv score dropped cause of the hard searches …but no adverse credit, LTV is 50 percent as have good equity - have in principle agreed, but will the underwriters question my loans and think i was “desperate” i just wanted to consolidate some small finance agreements ?
0
Comments
-
No. Probably not at 50% LTV.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
-
thanks - my dec statement looks chaotic as money was coming in and out of all my accounts …as ai was paying off all little bits klarna etc - all zero and closed now , but it looks messy on the statement - although no bank statements requested yet just pay slips
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.9K Banking & Borrowing
- 255K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606.1K Mortgages, Homes & Bills
- 179K Life & Family
- 263.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards