Split From Partner - Mortgage Situation

corkyefes

Hi All,

Ive split from my partner (now 2 years seperated) and we still have a joint mortgage on a house.

He has asked me to sell the house, but I dont want to because I dont earn enough to get another mortaged house on my own, even with the equity in the house. I have told him that I will not sell the house (which I believe he cannot force me to until the children are 18, unless he takes me to court, which i dont think he will).

I currently live at the house with my two boys aged 8 and 10, and he has moved out and since moved in with someone else (renting i believe)

However, he has now told me that due to financial issues, he is unable to pay me any maintanence towards the children, which i know i can go through CSA about this (his words was, well just do it beause theyll see i cant afford it).

However, my point is that I am currently paying for a house, in terms of the full mortgage payment, all the bills etc and he is not contibuting towards the house and now the children ( or very minimal - ie this month he gave me £50).

However, when i do come to sell the house in say another 8 years, he is going to reap all the benefits of taking half the equity!

Is there anyway to stop this, or put something in place to prevent him getting just half of it, despite paying nothing?

Thanks for any advice in advance.

swingaloo

Same thread as 2 years ago. Then according to your thread from last year you have 2 properties?

Hoenir

corkyefes said:

Hi All,

Ive split from my partner (now 2 years seperated) and we still have a joint mortgage on a house.

In February 2024 you said ???????????????

Wondering if you can help me out.... We are currently in the middle of puchasing a property for £340k.

My current situation:

Property 1 - Lived in from birth.

Purchased property from my parents in approximately 2006.

Property 2 - Moved into Property in 2014, which then becomes my main residence.

Started to rent out Property 1.

DE_612183

Have you divorced?

comeandgo

Why do you need to own a property?  Why can’t you sell and then rent?

No19v87

Quite remarkable that you want to trap you ex by refusing to sell the house he owns with you, stopping him moving on with his life, potentially owning another home himself and/or resolving his financial challenges…

….but you also don’t want him to benefit from the benefits you will get by trapping him. After all, you say yourself you can’t afford another home.

Hope he gets some decent legal advice.

corkyefes

Sorry all for the confusion.

I have wrote this post on behalf of my sister.

DE_612183

corkyefes said:

Sorry all for the confusion.

I have wrote this post on behalf of my sister.

Is your sister divorced?

corkyefes

No19v87 said:

Quite remarkable that you want to trap you ex by refusing to sell the house he owns with you, stopping him moving on with his life, potentially owning another home himself and/or resolving his financial challenges…

….but you also don’t want him to benefit from the benefits you will get by trapping him. After all, you say yourself you can’t afford another home.

Hope he gets some decent legal advice.

Yeah such a bad thing that she wants to stay in the house for her boys in a nice area, instead of selling up, her having to live in a worse area, whilst he buys a house in a lovely area and doesnt care about his kids...

Oh yeah, this is all after he cheated on her 3 times.

Be good if you kept your opinions to yourself!

corkyefes

DE_612183 said:

Have you divorced?

No they was never married.

corkyefes

swingaloo said:

Same thread as 2 years ago. Then according to your thread from last year you have 2 properties?

Please delete. I have clarified i have wrote this on behalf of my sister.