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Mortgage worries.

Has anyone recently got a mortgage with nation wide, did they ask for bank statements, me and my partner are FTB, we have submitted an application for a mortgage on a house,  with a good deposit and around 20k savings left over after putting down our deposit etc. we both have really good credit scores but I’m currently on maternity leave so my last few bank statements have been shocking, spent more money then I have in my account and been in my arranged overdraft every month. Usually isn’t a problem but it’s been Christmas and a few car things I’ve had to pay for.  Do you think I will be declined because of this. 

Comments

  • ACG
    ACG Posts: 24,493 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    No, I think you will be fine. Its normally just to verify income. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Jazmia1
    Jazmia1 Posts: 2 Newbie
    First Post
    ACG said:
    No, I think you will be fine. It’s normally just to verify income. 
    Thank you, really worried, don’t want to be the reason we don’t get approved 😒 
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