Why have I lost our due to private pension

Marcon

1957DfurdPensionist said:

....But how to transfer this liability to the pension schemes?  Easy - offer the employers a sweetener in terms of a reduced liability for paying employers NI for their pension scheme members.  Note I just said employers NI, not employees NI.

Noted - but why have you said it? Employees who were members of DB schemes contracted out on a GMP basis paid lower NI from when GMPs were first introduced in 1978, and continued to pay lower NI when GMPs were replaced by the Reference Scheme Test in 1997.

1957DfurdPensionist said:

Erm ... where now is that outsourced additional state pension earned (started in 1978).  Very good question, eh?  And if, unlike me, and there are thousands this applies to, their wonderful final salary contracted out pension scheme was summarily wound up before 2004 for no reason other than the employer got tired of putting money into it for them, then what?  How on earth is the bit that was supposed to have been additional state pension been tracked and protected after the wound up funds were distributed to the wind, including back to employer's shareholders in some cases??  Answers on a very very big concertina postcard of some yards length I think!

A very easy to answer question. Back of a postage stamp is all that's needed. Safely with the buy-out provider.