Recently widowed and paying more tax on £6268

cherry76

My mum was recently widowed and git a letter from hmrc that she will be paying an extra £6268. She is only getting half of my dad’s pension. Is that correct. Thanks

Keep_pedalling

Impossible to say without knowing how much will she be receiving from her husband’s pension, and how much other income she is receiving 

Bookworm105

6268 in tax? 
that means her income is now monumental... and therefore implies your info is defective. 

cherry76

She will only get 50%of her husbands nhs pension. She has her own nhs and state pension. This does not make sense. Will need to query this with HMRC. I think she said she got an extra £300 every 4 weeks on state pension.

Flugelhorn

did they get any savings interest? just wondering if what was split has now been allocated just to her?

greatkingrat

That tax figure would imply that her gross pay next year will be about 60k - does that seem right?

mybestattempt

cherry76 said:

She will only get 50%of her husbands nhs pension. She has her own nhs and state pension. This does not make sense. Will need to query this with HMRC. I think she said she got an extra £300 every 4 weeks on state pension.

Has Mum updated her estimated income from private pensions for 2025/26?

She can also update her estimated investment/savings income for 2025/26 as well.

Keep_pedalling

cherry76 said:

She will only get 50%of her husbands nhs pension. She has her own nhs and state pension. This does not make sense. Will need to query this with HMRC. I think she said she got an extra £300 every 4 weeks on state pension.

You still have not said what her actual income is, but based on those figures her own income is nearly £38k so it looks like she now gets a widows pension of around £28k pushing her well into the higher 40% tax bracket.

SacredStephan

cherry76 said:

My mum was recently widowed and git a letter from hmrc that she will be paying an extra £6268. She is only getting half of my dad’s pension. Is that correct. Thanks

The extra £6282 is an estimate for the 2025-2026 tax year.
One of the benefits of the NHS pension scheme is a 50% survivors pension, were you expecting more?

Dazed_and_C0nfused

SacredStephan said:

cherry76 said:

My mum was recently widowed and git a letter from hmrc that she will be paying an extra £6268. She is only getting half of my dad’s pension. Is that correct. Thanks

The extra £6282 is an estimate for the 2025-2026 tax year.
One of the benefits of the NHS pension scheme is a 50% survivors pension, were you expecting more?

That is the estimate of the extra tax though, not the extra income.

The estimated income figures HMRC have used would be just under where the screen snip has been cut off.

Unless the op comes back with some additional info it's all guesswork really but maybe the estimate for new pension has been inflated for some reason?

cherry76

Keep_pedalling said:

cherry76 said:

She will only get 50%of her husbands nhs pension. She has her own nhs and state pension. This does not make sense. Will need to query this with HMRC. I think she said she got an extra £300 every 4 weeks on state pension.

You still have not said what her actual income is, but based on those figures her own income is nearly £38k so it looks like she now gets a widows pension of around £28k pushing her well into the higher 40% tax bracket.

This cannot be right. She will get half of dad pensions but it’s not that much £24,078.I think  £20565 is her own nhs pension. She is also getting 80% of his state pension. He was getting near £900 every 4 weeks but has been told she is getting an extra £300+ every 4 weeks. This does not seem to add up. So far she has not received her husbands 50% nhs pension. He died 7 weeks ago.