Can this be statue barred

moneysaver12

One of the debts Lowell keep chasing me for,  I made some payments in 2023.  I found by looking through my emails the last statement sent by Barclays was 2014.  Would this have been statue barred?

CliveOfIndia

No, the limit is 6 years after the debt was last acknowledged.  Since you've "acknowledged" the debt (by making a payment) in 2023, it doesn't fall under the "statute-barred" time period.

moneysaver12

Thank you 

Tony5896

When was the date of default ? for the 2014 statement? 

RAS

If there was a clear 6 years sometime between the default, and your payment in 2023, it could be statute barred. When did it default?

ManyWays

I agree with @RAS
Once a debt becomes statute barred it will remain so and making payments afterwards doesn't change that. 

CliveOfIndia

@RAS, @ManyWays , you are both, of course, correct.  Sorry, I assumed (perhaps mistakenly) that the OP meant they had been making payments regularly (or semi-regularly) up until 2023.

fatbelly

S29(7) of the Limitation Act if anyone's interested or needs to quote it

moneysaver12

Hi thank you everyone,  it defaulted 2016

sourcrates

moneysaver12 said:

Hi thank you everyone,  it defaulted 2016

If it defaulted in 2016, and your last payment was in 2023, that`s a period of 7 years.

Assuming those dates are correct, the debt would have become statute barred in 2022.