We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Bank of England reduced the rates, but HSBC increased the mortgage rate, why?
Options
Comments
-
Same situation. My rate also expires 1st July. I will be securing the 4.75% tracker in my opinion, i presume it will be 4.5% in July following another cut...same as current fix rates, gives me some flexibility to secure a fix as and when I need to.....0
-
IAMIAM said:Same situation. My rate also expires 1st July. I will be securing the 4.75% tracker in my opinion, i presume it will be 4.5% in July following another cut...same as current fix rates, gives me some flexibility to secure a fix as and when I need to.....1
-
I will 100% secure the 4.75% 2 year tracker with HSBC now to rate switch 1st July. I will 99% be sure it is 4.5 or even 4.25% by then. I will then ride out viewing fixes drop over the next year or two and then secure a fix when they are much lower than trackers again1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards