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New online way to claim Pension Tax relief via Government Gateway

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Claim tax relief on your private pension payments - GOV.UK
Looks like HMRC have finally added a simple online method to claim Tax relief for Pension contribution.
Interestingly asking for Net contributions instead of Gross, guess they found people were getting confused when reporting it previously as they wanted the gross.
Also requiring proof of contributions. I used to ring at the start of the year and get a tax code change due to a expected monthly contribution, not sure if this method will work for that.
Looks like HMRC have finally added a simple online method to claim Tax relief for Pension contribution.
Interestingly asking for Net contributions instead of Gross, guess they found people were getting confused when reporting it previously as they wanted the gross.
Also requiring proof of contributions. I used to ring at the start of the year and get a tax code change due to a expected monthly contribution, not sure if this method will work for that.
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Comments
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This appears to support the current HMRC position that Basic Rate Taxpayers need to follow other routes:Who can claimNot sure it is the route to reclaim that some might need.
To be eligible to claim tax relief you must be paying into a personal or workplace pension scheme and be paying more than the basic rate of tax.0 -
BikingBud said:This appears to support the current HMRC position that Basic Rate Taxpayers need to follow other routes:Who can claimNot sure it is the route to reclaim that some might need.
To be eligible to claim tax relief you must be paying into a personal or workplace pension scheme and be paying more than the basic rate of tax.4 -
NoMore said:BikingBud said:This appears to support the current HMRC position that Basic Rate Taxpayers need to follow other routes:Who can claimNot sure it is the route to reclaim that some might need.
To be eligible to claim tax relief you must be paying into a personal or workplace pension scheme and be paying more than the basic rate of tax.
4 -
Is this for people who are 40% tax payers but only get 20% at source?
for instance I pay 40% tax on my salary ( only a few grand ) but if I made a payment into Next - they add on the 20% government relief - should I be claiming the additional 20% somewhere?0 -
DE_612183 said:Is this for people who are 40% tax payers but only get 20% at source?
for instance I pay 40% tax on my salary ( only a few grand ) but if I made a payment into Next - they add on the 20% government relief - should I be claiming the additional 20% somewhere?
No idea about Next but if mean Nest then I believe they use relief at source.0 -
Hopefully this will work better than their previous scheme - that involved adjusting your tax free amount (and tax code) upwards to give you the extra relief on contributions paid out of your take-home pay that are over the 40% tax rate threshold.A little FIRE lights the cigar0
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ali_bear said:Hopefully this will work better than their previous scheme - that involved adjusting your tax free amount (and tax code) upwards to give you the extra relief on contributions paid out of your take-home pay that are over the 40% tax rate threshold.4
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molerat said:NoMore said:BikingBud said:This appears to support the current HMRC position that Basic Rate Taxpayers need to follow other routes:Who can claimNot sure it is the route to reclaim that some might need.
To be eligible to claim tax relief you must be paying into a personal or workplace pension scheme and be paying more than the basic rate of tax.1 -
molerat said:NoMore said:BikingBud said:This appears to support the current HMRC position that Basic Rate Taxpayers need to follow other routes:Who can claimNot sure it is the route to reclaim that some might need.
To be eligible to claim tax relief you must be paying into a personal or workplace pension scheme and be paying more than the basic rate of tax.0 -
Thanks for flagging the link. It seems to have quite limited applicability (only for higher rate taxpayers who do not complete a self assessment tax return, and then with caveats on the type of pension/pension contribution):
If you complete a Self Assessment tax return, you must claim through your tax return (for the current tax year and any previous years). Use this service if you are claiming a tax relief through your tax code for just the current tax year.
You will need to call or write to us to claim tax relief if you are paying the basic rate of tax and:
- your pension scheme is not set up for automatic tax relief
- you pay a lump sum into a personal pension that is not under a net pay scheme
Who can claim
To be eligible to claim tax relief you must be paying into a personal or workplace pension scheme and be paying more than the basic rate of tax.
Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!0
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