Trivial Commutation with SIPP

ditsy_woman

Im retirement age and frustrated! I have been offered a Trivial Commutation lump sum from the only company I ever worked for who had a pension scheme. But as I was worried about a lack of pension I opened a SIPP. I’ve reached retirement age and the value of the SIPP is more than £30k so I think that means I can’t get the trivial commutation lump sum. So it feels I’ve be punished for doing the right thing. Is there anything I can do about this or just have to accept the 25% lump sum and very small monthly amount? Thank you. 

molerat

Transfer the pension to the SIPP ?

Silvertabby

Is the DB pension public sector (apart from LGPS)?

Albermarle

How much you have in the SIPP is irrelevant to getting trivial commutation from the old scheme.
How much would the trivial commutation be ?

Dazed_and_C0nfused

Albermarle said:

How much you have in the SIPP is irrelevant to getting trivial commutation from the old scheme.
How much would the trivial commutation be ?

I thought there was a £30k limit, counted across all pensions the op has.  So I think the SIPP could scupper things.