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Remortgage
nachocheese
Posts: 18 Forumite
Hello all,
So my husband has just been made redundant. I have lot of CC debt. I thought we could remortgage from 2nd of February (6 months early) but it turns out that we need to wait till April (4 months early). We are with Santander. Also, I was looking at doing self managed DMP.
How likely it is that in two months time, with me being on a path to defaulting, we will be able to remortgage with the same provider, without any credit checks? Ot shall I not stop my CC payments just yet? Hopefully by then my husband will have found a new job...
Thank you
So my husband has just been made redundant. I have lot of CC debt. I thought we could remortgage from 2nd of February (6 months early) but it turns out that we need to wait till April (4 months early). We are with Santander. Also, I was looking at doing self managed DMP.
How likely it is that in two months time, with me being on a path to defaulting, we will be able to remortgage with the same provider, without any credit checks? Ot shall I not stop my CC payments just yet? Hopefully by then my husband will have found a new job...
Thank you
0
Comments
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Keep your mortgage payments up to date and the Lender swops the rate without questions, credit searches, or income assessments. Be careful on early redemption charges if you cannot last the course in the property.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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