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Cash pension in?
Comments
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Contracting out ended in 2016 for all but any pre 2016 NHS service would be and your state pension forecast should have that statement referring to it.V3cash said:
No it doesn’t have that anywhere, I will write to the pension department to see if I can clarify if my pension was one of those, I believe after 2016 non of the nhs pensions were opted out.molerat said:And there should also be "You've been in a contracted-out pension scheme" below that, important to the accuracy of your forecast that it has that statement.
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re 1995/2008 that was the Choice exercise where you were given all the info and had to decide whether you wanted to stay on 95 or change to 08.
as there was no info for me I had to decide anyway, NHS pensions were actually quite helpful and said if you want to retire at 63 or younger stay in 95, 63 or older go for 08.
If you did have info that may be what you decided1 -
Yes i probably opted for early retirement back then so that would explain the lack of 2018 on my reward statement.Flugelhorn said:re 1995/2008 that was the Choice exercise where you were given all the info and had to decide whether you wanted to stay on 95 or change to 08.
as there was no info for me I had to decide anyway, NHS pensions were actually quite helpful and said if you want to retire at 63 or younger stay in 95, 63 or older go for 08.
If you did have info that may be what you decidedMFW 2027
£108.81 left to pay from 10%
overpayment allowance, (July26).
End fix on 2.79% July 27 // MFW AIM July 2027
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
October £55,195
November £54,600, £54,562.
December £54,0000 -
Just checking screen shot it has it written at the bottom that I was opted out , just didn’t scroll down far enoughmolerat said:
Contracting out ended in 2016 for all but any pre 2016 NHS service would be and your state pension forecast should have that statement referring to it.V3cash said:
No it doesn’t have that anywhere, I will write to the pension department to see if I can clarify if my pension was one of those, I believe after 2016 non of the nhs pensions were opted out.molerat said:And there should also be "You've been in a contracted-out pension scheme" below that, important to the accuracy of your forecast that it has that statement.MFW 2027
£108.81 left to pay from 10%
overpayment allowance, (July26).
End fix on 2.79% July 27 // MFW AIM July 2027
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
October £55,195
November £54,600, £54,562.
December £54,0001
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