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Cash pension in?
Comments
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Contracting out ended in 2016 for all but any pre 2016 NHS service would be and your state pension forecast should have that statement referring to it.V3cash said:
No it doesn’t have that anywhere, I will write to the pension department to see if I can clarify if my pension was one of those, I believe after 2016 non of the nhs pensions were opted out.molerat said:And there should also be "You've been in a contracted-out pension scheme" below that, important to the accuracy of your forecast that it has that statement.
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re 1995/2008 that was the Choice exercise where you were given all the info and had to decide whether you wanted to stay on 95 or change to 08.
as there was no info for me I had to decide anyway, NHS pensions were actually quite helpful and said if you want to retire at 63 or younger stay in 95, 63 or older go for 08.
If you did have info that may be what you decided1 -
Yes i probably opted for early retirement back then so that would explain the lack of 2018 on my reward statement.Flugelhorn said:re 1995/2008 that was the Choice exercise where you were given all the info and had to decide whether you wanted to stay on 95 or change to 08.
as there was no info for me I had to decide anyway, NHS pensions were actually quite helpful and said if you want to retire at 63 or younger stay in 95, 63 or older go for 08.
If you did have info that may be what you decidedMFW August 2027
£25.06 left to pay from 10%
overpayment allowance, (May 26).
End fix on 2.79% End July 27
Mortgage free Aim August 2027
August 25 £56,400
September £55,850/£55,800
October £55,195
November £54,600, £54,562.
December £54,000
January 2026 £53,450
February £52,880
March. £52,320, £52,300
April
May
June
July
August0 -
Just checking screen shot it has it written at the bottom that I was opted out , just didn’t scroll down far enoughmolerat said:
Contracting out ended in 2016 for all but any pre 2016 NHS service would be and your state pension forecast should have that statement referring to it.V3cash said:
No it doesn’t have that anywhere, I will write to the pension department to see if I can clarify if my pension was one of those, I believe after 2016 non of the nhs pensions were opted out.molerat said:And there should also be "You've been in a contracted-out pension scheme" below that, important to the accuracy of your forecast that it has that statement.MFW August 2027
£25.06 left to pay from 10%
overpayment allowance, (May 26).
End fix on 2.79% End July 27
Mortgage free Aim August 2027
August 25 £56,400
September £55,850/£55,800
October £55,195
November £54,600, £54,562.
December £54,000
January 2026 £53,450
February £52,880
March. £52,320, £52,300
April
May
June
July
August1
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