Affordability checks for a home improvement loan

JimBob78
JimBob78 Posts: 4 Newbie
Part of the Furniture Combo Breaker
Hi there

I'm looking to take out a home improvement loan (loft extension) and wondered what the bank will be looking at as I'm both employed and self-employed. In your experience, do they typically require a full tax return to be submitted, or is it just the three months' worth of bank statements/pay checks. Thanks! 

Comments

  • retiredbanker1
    retiredbanker1 Posts: 632 Forumite
    500 Posts First Anniversary Name Dropper
    If you are self employed they may want to see 3 years audited accounts.

    You may get better answers on the mortgage board.
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