We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
Affordability checks for a home improvement loan
Hi there
I'm looking to take out a home improvement loan (loft extension) and wondered what the bank will be looking at as I'm both employed and self-employed. In your experience, do they typically require a full tax return to be submitted, or is it just the three months' worth of bank statements/pay checks. Thanks!
I'm looking to take out a home improvement loan (loft extension) and wondered what the bank will be looking at as I'm both employed and self-employed. In your experience, do they typically require a full tax return to be submitted, or is it just the three months' worth of bank statements/pay checks. Thanks!
0
Comments
-
If you are self employed they may want to see 3 years audited accounts.
You may get better answers on the mortgage board.1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.3K Banking & Borrowing
- 252.8K Reduce Debt & Boost Income
- 453.2K Spending & Discounts
- 243.2K Work, Benefits & Business
- 597.7K Mortgages, Homes & Bills
- 176.6K Life & Family
- 256.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards