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Using Existing Credit Card While in Mortgage Application Stage

JNS2092
JNS2092 Posts: 1 Newbie
in Mortgages & endowments
Massive worrier here! 

Me and my partner are currently waiting on our mortgage offer, I travel a lot with work and use my CC for work expenses e.g. fuel, which get returned to me at the end of the month once I put my expenses in. 

Will this affect our application? 

Comments

  • tomp2494
    tomp2494 Posts: 93 Forumite
    Third Anniversary 10 Posts Name Dropper
    edited 31 January at 3:36PM
    No. 
    So long as you are paying it off. 
    Ideally your CC statement is £0 (or a similar small amount) at the end of each statement period. 

    Just don't make any large personal purchases on a CC and intend to pay it off over time. 

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