We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Using Existing Credit Card While in Mortgage Application Stage
JNS2092
Posts: 1 Newbie
Massive worrier here!
Me and my partner are currently waiting on our mortgage offer, I travel a lot with work and use my CC for work expenses e.g. fuel, which get returned to me at the end of the month once I put my expenses in.
Will this affect our application?
0
Comments
-
No.
So long as you are paying it off.
Ideally your CC statement is £0 (or a similar small amount) at the end of each statement period.
Just don't make any large personal purchases on a CC and intend to pay it off over time.
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards