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Using Existing Credit Card While in Mortgage Application Stage
JNS2092
Posts: 1 Newbie
Massive worrier here!
Me and my partner are currently waiting on our mortgage offer, I travel a lot with work and use my CC for work expenses e.g. fuel, which get returned to me at the end of the month once I put my expenses in.
Will this affect our application?
0
Comments
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No.
So long as you are paying it off.
Ideally your CC statement is £0 (or a similar small amount) at the end of each statement period.
Just don't make any large personal purchases on a CC and intend to pay it off over time.
0
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