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Waiting on Standing Order Details
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thelibrarian11
Posts: 146 Forumite

Hello all,
I'm in the middle of waiting on defaults for my creditors, doing a self managed DMP and been at it about 6 months, and I'm still waiting on 4 of them (out of 17) to send me some standing order details. 3 others I've got bank details to pay but they are still in the process of defaulting, but it all seems to be in hand so I'm just waiting, and the 10 others I have a default and bank details and I'm making payments.
Could I get some help from you on figuring out how to proceed with the ones that won't let me do standing orders?
Paypal - I have written to them, and I get regular statements and I've got a NOSIA, but they will not forward standing order details and I've paid them nothing.
Salad Money - Are the same, refusing to send standing order details and sent a NOSIA, and are ignoring my letters explaining the situation and asking for details.
Lendable - I wrote to them, got the details, no sign of a default and the token payments I tried to make (2 of them) came back into my bank account unpaid.
Zable - They sent a letter saying my account is being sent to 'pay down', at first I thought this was a collection agency but it's in small letters so it looks like it's a term? What does that mean? They won't send me standing order details either.
Many thanks once again!
I'm in the middle of waiting on defaults for my creditors, doing a self managed DMP and been at it about 6 months, and I'm still waiting on 4 of them (out of 17) to send me some standing order details. 3 others I've got bank details to pay but they are still in the process of defaulting, but it all seems to be in hand so I'm just waiting, and the 10 others I have a default and bank details and I'm making payments.
Could I get some help from you on figuring out how to proceed with the ones that won't let me do standing orders?
Paypal - I have written to them, and I get regular statements and I've got a NOSIA, but they will not forward standing order details and I've paid them nothing.
Salad Money - Are the same, refusing to send standing order details and sent a NOSIA, and are ignoring my letters explaining the situation and asking for details.
Lendable - I wrote to them, got the details, no sign of a default and the token payments I tried to make (2 of them) came back into my bank account unpaid.
Zable - They sent a letter saying my account is being sent to 'pay down', at first I thought this was a collection agency but it's in small letters so it looks like it's a term? What does that mean? They won't send me standing order details either.
Many thanks once again!
Debt owed
22/08/2024: £25577.87
22/04/2025: £19646.78
Difference: -£5931.09
Percentage of debt paid off: 23%
Diary - A Lifetime of Debt
22/08/2024: £25577.87
22/04/2025: £19646.78
Difference: -£5931.09
Percentage of debt paid off: 23%
Diary - A Lifetime of Debt
0
Comments
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Most debts are sold or passed to collection agencies, rarely does a debt stay with the original lender for long.
Wait till the debt collectors write to you and just pay on each individual companies website, most display their bank details prominently.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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