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PRA Barclaycard CCA request
freshstart2023
Posts: 171 Forumite
Hi guys, I made a CCA request to PRA over a year ago, I received the standard letter saying it was unenforceable pending documents etc then nothing at all…until last week when I received an email saying ‘following our conversation, I’ve place your account on hold for 14 days’ then today I have received an A4 envelope with some copy statements and a letter saying..we’ve enclosed copy documents as requested. Please get in touch within 14 days to discuss your account etc…
My question is, do I just ignore this? Or do I contact them and confirm that until they produce a CCA I won’t be making payment?
My question is, do I just ignore this? Or do I contact them and confirm that until they produce a CCA I won’t be making payment?
Thanks as always.
0
Comments
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No CCA means they have not complied with sec 77, so the debt remains unenforceable.
Up to you whether to tell them or not.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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