Mortgage and debt repayments

Jimmerp85

eschaton said:

Not being rude but is a mortgage going to be less than what you currently pay for your home?

Why did you need two loans with such a high income?

Personally I’d look to pay off the loans ASAP and take it from there. You want to try and get the lowest possible mortgage rate as higher rates will be costly for £270k. 

Unfortunately my wife’s salary wasn’t always what it was , I had to retrain which took me a good few years to get  a decent salary back from what it was  etc 

not ideal set of circumstances but if i
could pay it all off and get out of rented It would be amazing !