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Will my NHS pension affect my state pension?
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Marineboy1961
Posts: 18 Forumite
Quick question. My forecast when I get my state pension is £12600 based on my NI contributions come Nov 2027.
I am planning on transferring my DC pot into my NHS 2015 scheme having joined them 1 year ago at the age of 63.
Will this in any way mean I will receive a reduced state pension it appears that some people in the NHS do receive a smaller state pension, just a bit unclear on this?
I would really appreciate this clarified as I certainly wouldn't want to have a reduced state pension having paid full NIs all of my life.
I am planning on transferring my DC pot into my NHS 2015 scheme having joined them 1 year ago at the age of 63.
Will this in any way mean I will receive a reduced state pension it appears that some people in the NHS do receive a smaller state pension, just a bit unclear on this?
I would really appreciate this clarified as I certainly wouldn't want to have a reduced state pension having paid full NIs all of my life.
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Comments
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No effect. Those receiving a lower state pension is due to their pre 2016 NHS pension contracting them out of the second state pension.
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in a nutshell = no0
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You can only transfer into the NHS scheme within the first year of NHS employment, get your skates on.0
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