BNPl with ao.com

Hi there everyone I'm at my lowest point of life I purchased a Samsung s24 from ao.com and they sent me a wrong phone I took pictures of the iPhone 15 they sent I got it on BNPL they are insisting they sent the correct phone they won't refund the finance company newday finance company until they receive the phone back Martin Lewis does not seem that he can help me who can because I'm in a mental health of state Ive just lost my mother recently I don't need this stress infact I feel like taking my life 

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  • Penguin_
    Penguin_ Posts: 1,533 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Sorry so the issue is that you have received the wrong phone & they wont issue a refund until the phone is back with them? That's fairly standard - can you return the phone?
  • marcia_
    marcia_ Posts: 3,143 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hi there everyone I'm at my lowest point of life I purchased a Samsung s24 from ao.com and they sent me a wrong phone I took pictures of the iPhone 15 they sent I got it on BNPL they are insisting they sent the correct phone they won't refund the finance company newday finance company until they receive the phone back Martin Lewis does not seem that he can help me who can because I'm in a mental health of state Ive just lost my mother recently I don't need this stress infact I feel like taking my life 
     I suggest looking at this https://www.samaritans.org/

     as for the phone, if you want a refund you will have to return the phone they have delivered wrongly. Ensure you send it securely. if they don't give you a return label make sure it is sent signed for and with insurance 
  • Nasqueron
    Nasqueron Posts: 10,450 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    Penguin_ said:
    Sorry so the issue is that you have received the wrong phone & they wont issue a refund until the phone is back with them? That's fairly standard - can you return the phone?
    It sounds a bit like they are demanding the S24 back as they believe that was what was sent but yes either way, they should arrange collection due to their mistake - or OP sends it back and asks for a refund of costs

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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