Porting + adding name + additional borrowing

amnblog

raven6323 said:

amnblog said:

kingstreet said:

It isn't right. We have done a sole to joint port with a higher mortgage amount with NatWest in the last twelve months.

We are doing one now with Nat West. Port from single account holder, name added, top up on borrowing (to more than double).

The Broker you are dealing with unfortunately does not know his/her subject.

I'm starting to think that may well be the case...

I haven't signed anything yet, so I'm thinking I might just wait until Natwest offer me their switch rates in February and take it from there.

My current deal doesn't end until 30th June - if my switch rates aren't competitive, I take it four months would be enough time for me apply for a remortgage elsewhere? 

It would be difficult to see the value in porting an expiring rate, or indeed a 2025 one

Most likely start again with new rate from NatWest or a n other Lender