pension inheritance

jleyton

Hello. I wonder if someone would kindly advise me please. I am due to retire at 67yrs and wondered if I am entitled to any of my deceased husband's pension? If so, how does one calculate any entitlement, as this would affect whether I can retire at State Pension age or need to continue to work on for as many years as I possible can. My husband's DoB 03/08/1942. Deceased 26/04/2024. Thanking you in advance for any information that helps. 

Cobbler_tone

Hi...it is all going to depend on the scheme (DB/DC) and associated terms.
Once you have more info there are plenty of people on here who will be able to help.

DRS1

Are you talking about the state pension?
If you are talking about an occupational pension then I would have thought they would have been in touch by now - assuming you told them he was dead?
If you are talking about a personal pension have you contacted them and told them of his death?

badmemory

You may be able to inherit some of his state pension as he must have been on the basic state pension.  You should be able to get an idea from his last state pension statement which he should have received last Jan/Feb.  I am doing this from memory (please see my username) but there should be three extra lines on there besides the basic pension line.  I think you should get some of those but I am not very well up on the new state pension so you need to check if those are available to you.  It may be nothing but if you don't check you won't know & at 5.8% for deferring it isn't as good as it was.