SELF EMPLOYED - NEST, NUTMEG or LISA?

Catclub

Hi Im 38y/o and have been fully self employed for 18months.
Only have small pension pot (less than 10k) with NEST. Opened LISA with Nutmeg a year ago as I decided at the time this was more attractive than a pension mainly because you are not taxed when you draw on it at age 60. I cant afford to pay into both a pension and a LISA atm but had planned to start regular payments into a Nutmeg pension in the future alongside my LISA. Also interested in Vanguard. I was planning to move my -10k to a Nutmeg pension today but my question is, is NEST more secure overall because it is Goverment backed? If it were you, would you leave money in Nest & start a new pension elswhere?
Self employed readers -  have any of you opted just to have a LISA and no private pension? Either way I dont forecast my pot to be very large as I am a late saver. I understand the pros and cons of both and ulitmately only I can decide but wondered what others in my position have decided to do?

Albermarle

The issue with Nest is that they charge you 1.8% on all new contributions, although the ongoing charge of 0.3% is quite low.
I would not worry about the 'secure' bit. All mainstream pension providers are seen as secure .

If you read this article especially the latter half, it explains all the pros and cons between LISA and pension.

Lifetime ISA (LISA): how they work & best buys

Catclub

Thank you for your reply, will take a look!