Capquest I'm confused please help

deewhite1967

I had a letter from capquest saying I own money to shop direct and that they have taken over the debt. With a random ref number ,I have no clue what this debt is ,I've not had any shopping catalogues in many years  . Should I just ignore this or what do I do. It say if I pay a reduced amount the the debt is settled  

RAS

Most likely this is a very old debt, that may or may not have belonged to you. I'd be inclined at this stage to stay quiet. Much of their system is computerised and there's a risk that if you do they will just send more and more stuff. 

If it gets really bad there is a prove it letter in the stickies on the front page. That does not admit anything but asks for evidence. But we've seen some silly stuff with DCAs basically asking the writer for evidence of the debt.

fatbelly

I think I commented on this on another thread.

Definitely don't pay. This is going nowhere

sourcrates

Arrow/Capquest have recently started collection activity on a range of very old debts, if they get annoying send the prove-it letter, link in my signature.

deewhite1967

RAS said:

Most likely this is a very old debt, that may or may not have belonged to you. I'd be inclined at this stage to stay quiet. Much of their system is computerised and there's a risk that if you do they will just send more and more stuff. 

If it gets really bad there is a prove it letter in the stickies on the front page. That does not admit anything but asks for evidence. But we've seen some silly stuff with DCAs basically asking the writer for evidence of the debt.

Thank you all  , I really appreciate your answering my question. I noticed yesterday they send an email that went into my junk folder asking me to contact them via email   . I just ignored that as well .I'll let you know if anything else turns up  .

deewhite1967

sourcrates said:

Arrow/Capquest have recently started collection activity on a range of very old debts, if they get annoying send the prove-it letter, link in my signature.

Thank you so much for answering my question. I had an email from opos in my junk mail asking to contact them that way . I've ignored that as well . I have written a prove it letter ready to post if things get annoying . Thank you again  .