Debt letter ?scam?

Hello after leaving  cobtrolling ex n adult children over 12 yeares ago  suffering depession due to death of parents n father inlaw within
8 yrs i left   to be alone iwent to refuge then to  rented place i had my belongings but no electrical items freezer  , tv , kettle,  about £900
I was paying off  with my sick money , for about year then had to go back to work i couldnt pay the rest off as bills took my money then i was made homless due to contract ended i couldnt pay  anything, going  forward  still homless i suffered sepsis nearly died  family helped findng place so i can recover  then got letter demading £1200 thinking was scam somone got my info n trying to get money off me thru deception   having  small savings  still recovering  i ignored  it then year later recieved another letter to pay  £800  now  , im not in work still, and on little savings  im 60 now worrying bout this its scam letter   worrying to me.

Comments

  • Grumpelstiltskin
    Grumpelstiltskin Posts: 5,246 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Some details of the letter please.

    Who sent it , what exactly does it say?
    If you go down to the woods today you better not go alone.
  • RAS
    RAS Posts: 34,903 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 14 January at 2:46PM
    And you need to check all three of your credit records. Can be done for free.

    The debts you accrued when you bought on credit will have been sold on, perhaps many times.

    This may be a pure scam.

    There's also a little trick that some debt collector's use. They buy very old debt that cannot be pursued in court and hope people don't know. And try to get someone (not necessarily the right person) to pay out. 

    Even though if they went to court, they'd be thrown out.
    If you've have not made a mistake, you've made nothing
  • sourcrates
    sourcrates Posts: 31,039 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Who is the letter from? what company?

    What is the debt they are chasing, and how much in total, as you gave two figures?

    The more detail, the better we can help.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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