Standard life pension website and app not working

If you are considering taking out a pension do not go near Standard life. Since December we have not been able to access my wife's pension and payments to this account are missing.If you thought they would care then you are mistaken. You get promised a call back as the person you speak to eventually cannot access the system your pension is on.This goes on and on. I suspect they have an IT problem and just push customers around the system to delay any bad news. Now they want proof that the money was sent although our bank has provided the details of the transaction. I have serious concerns about this company. Same story on trust pilot with pension payments so stay well clear of this company.

Comments

  • dunstonh
    dunstonh Posts: 119,374 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
     I suspect they have an IT problem and just push customers around the system to delay any bad news.
    Aberdeen Standard Life sold the Standard Life brand and much of its old legacy book to Phoenix.   Phoenix are currently positioning software to use their systems.   Aberdeen retained the more modern software and plans.

    Phoenix Standard Life have only just launched a new plan on its own software.  It is relatively basic but it is done through a different unit to the legacy Standard Life plans.   If you contact someone in the legacy plans side of Standard Life then they wont be able to talk about the new plan option.

      I have serious concerns about this company. Same story on trust pilot with pension payments so stay well clear of this company.
    The company is absolutely fine and has the same issues as all the other providers that have legacy options and modern options along with those obtained from old insurers running on different systems.    You need to contact the correct side of the business.




    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Albermarle
    Albermarle Posts: 27,390 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    edited 10 January at 4:00PM
    I have been on the SL website this morning and made an investment change with no problem.
    I have never had an issue with the website or the app in the past and their customer service response to queries has always been very prompt and helpful. To be fair I have not had contact with them for a while, and I think there have been some changes and a third party provider getting involved.

    However I have an older personal type pension plan, started in the days when SL were independent, so I presume this software is tried and tested.

    The new owners have recent launched a new SIPP type pension for new customers, and this might be the area causing problems as mentioned in the previous post. Some kind of teething problems.

    Anyway are you sure you are calling the right number.


    Call us

    If you have an Active Money Personal Pension (AMPP) or Self Invested Personal Pension (SIPP):

    UK
    0800 970 4131

    Non UK
    +44 131 245 5455

    Phone line hours

    Monday to Friday: 9am to 5pm (10am – 5pm on Wednesdays)

     

    Any other pension plan:

    UK
    0800 634 7482

    Non UK
    +44 131 245 8512

    Phone line hours

    Monday to Friday: 9am to 5pm (10am – 5pm on Wednesdays)

  • AlanP_2
    AlanP_2 Posts: 3,509 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My wife has a SL pension and has been on the App this morning and a few times over that last two weeks as we have been waiting for a withdrawal to be processed, that, for historical reasons related to communication between her employer and SL a few years ago has been complicated.

    I also had a pension with them that has since been rundown and closed.

    All in over 10 years elapsed with SL across the two of us and we have always found customer service excellent.
  • dunstonh
    dunstonh Posts: 119,374 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I too have just been on the SL website on the adviser side, which covers legacy plans rather than their current new business plan, and it worked fine. 
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Moonwolf
    Moonwolf Posts: 481 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Likewise I checked my balance on my old group pension scheme that I'm still paying into and it shows everything including the most recent payment at the end of December.
  • MetaPhysical
    MetaPhysical Posts: 424 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    Works perfectly for me - website and app.
  • dasherman
    dasherman Posts: 243 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    No problems for me and can't really fault SL at all over the 20 years I've had a pension with them. :)

    Infact I transferred a Royal Mail AVC over to them a while back and they were fantastic, even emailing off their own back to find out how it was progressing.
    The Royal Mail Pension Plan on the other hand, were totally incompetent! >:)
    FIRE !!!
  • MEL1981
    MEL1981 Posts: 29 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    I can't fault the SL website or app. I use the app all the time to track my pension and their mailing system is great, I always get a fast response. 

    I've not had to take out any money but I find the app is good and the website and general Comms allot better than my other pension provider (Aegon).

    Mel
  • Albermarle
    Albermarle Posts: 27,390 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    MEL1981 said:
    I can't fault the SL website or app. I use the app all the time to track my pension and their mailing system is great, I always get a fast response. 

    I've not had to take out any money but I find the app is good and the website and general Comms allot better than my other pension provider (Aegon).

    Mel
    A lot better than Scottish Widows as well !
  • engagedandopen
    engagedandopen Posts: 103 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    edited 11 January at 9:32AM
    My new SL pension set up last month is still showing a total charge of 1.613% for Future Advantage 5, whereas they advertise 0.55% as the total charge.  The set up document says "You're invested in this fund:" and then it's blank (19th December, if you're reading this, Jonathan).
    Looking at their older AMPP,  I tried to make a payment on the mobile app about a year ago; it gave an error but then they took 3x the amount, clearing that particular account.  They never resolved this and advised me not to use the mobile app.
    I first encountered SL through a 1% charge workplace pension.  They have always seemed expensive for what they offer.  Now the service problem seems very much to be due to Phoenix Life.
    Just in case anyone finds it helpful, it turns out the minimum net for an annuity with them is £2k for existing customers, even though they advertise it as £10k (after tax-free cash).  Probably poor value for such a small amount but that's their actual minimum, according to a couple of people in their annuities team.
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