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Which Lenders Remortgage Help to Buy: Equity Loan in 2025?

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kYuZz
kYuZz Posts: 13 Forumite
Part of the Furniture Name Dropper First Post Combo Breaker
in Mortgages & endowments

Hi everyone,

I’m looking for advice on remortgaging a flat bought with the Help to Buy: Equity Loan scheme. I was told that most lenders don’t allow remortgaging if the equity loan is still in place.

Does anyone know which lenders do offer remortgages for Help to Buy properties without having to repay the equity loan first?

Any recommendations or personal experiences would be really helpful.

Thanks!

— Sam

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  • amnblog
    amnblog Posts: 12,728 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Few is the simple answer. Can you not get a good option from your current lender? Remortgages on Flats can be tricky if the flat is in a large block.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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