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Mortgage applications

Dan07arsenal
Posts: 5 Forumite

in Loans
Hi there going through mortgage application
all going well have been asked to clear some small outstanding debts and 1 M&S loan of £9,900.
the others are fine all cleared and sorted.
can anybody help me please if I am going through a morgage application I have deposit £14,000 fine but need to pay the £9,900 off.
can my partner pay my loan off with a loan.
so that is officially not in my name anymore as she is not on the morgage application just an occupant.
if she signed a form to say it’s a gift from her and she is to pay the loan back herself is that enough. Mortgage with nationwide.
all going well have been asked to clear some small outstanding debts and 1 M&S loan of £9,900.
the others are fine all cleared and sorted.
can anybody help me please if I am going through a morgage application I have deposit £14,000 fine but need to pay the £9,900 off.
can my partner pay my loan off with a loan.
so that is officially not in my name anymore as she is not on the morgage application just an occupant.
if she signed a form to say it’s a gift from her and she is to pay the loan back herself is that enough. Mortgage with nationwide.
Broker states if my partner pays off loan in her name it won’t be a problem.
any advice appreciated
thank you
any advice appreciated
thank you
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Comments
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Perhaps repost in the mortgages section of the forum?
https://forums.moneysavingexpert.com/categories/mortgages-endowments
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