Hopefully debt free before Mortgage renewal in June 2026

Tezzadp

Money spent today :

Weekly food shop £24.67 (managed to go under my £30-£40 weekly budget again. Hopefully i can make it last the week. 

Petrol for the car to get to work £20.01 (I always go the extra 1p over  )

Todays debt payment

Hastings loan daily payment : £1.17  - leaving a final payment of £45.64 in May 2028 = Balance outstanding now £2952.43

No direct debits coming out the bank today. But tomorrow there will be a few as its the middle of the month, so some are scheduled for the 15th to spread the expenses out a bit.  

Tezzadp

No money spent today

Todays Direct debits coming out the bank 

Council Tax : £127.00
Gas : £50.00
Water : £21.32


Todays debt payment

Hastings loan daily payment : £1.18  - leaving a final payment of £43.93 in May 2028 = Balance outstanding now £2951.25

Hopefully if i can continue to cut back on spending and save money i can make extra payments towards the debts at the end of each month on top of the smaller payments   

Tezzadp

Another day with no money spent 

I have rented my drive out on Just Park tonight, it doesnt happen very often, but living close to a football stadium sometimes i manage to get a few quid from renting my drive out for a few hours on occasions. So 2 cars on the drive for a few hours has paid me £7.56. It all adds up over time  

Hastings loan daily payment : £1.19  - leaving a final payment of £42.16 in May 2028 = Balance outstanding now £2950.06

Tezzadp

Another no money spent day 

Friday means standing order of £40 sent to my emergency savings account.
No other direct debits coming out of the account today. 

Debt payments 

Virgin CC £26 - leaving a balance of £1154.00

Hastings loan daily payment : £1.20  - leaving a final payment of £40.32 in May 2028 = Balance outstanding now £2948.86

RedLipstick

Loving these updates, getting there! 

Tezzadp

No direct debts today as its the weekend.
I wont be spending no money again either   

Debt payment

Hastings loan daily payment : £1.21  - leaving a final payment of £38.54 in May 2028 = Balance outstanding now £2947.65

Tezzadp

@RedLipstick Thank you. It's keeping me more motivated than ever to get them paid off. It's probably very boring to read for most but its certainly helping me.

 I am getting there very slowly, but i am saving money so bigger payments towards the debts will be made at the end of each month (all being well). Also the small daily payments will increase with time bringing the debt down quicker too. So hopefully in a few months time i will have made a serious dent in the outstanding balances.

Thank you for the encouragement/support

Tezzadp

No money spent again today

Debt payment

Hastings loan daily payment : £1.22  - leaving a final payment of £36.77 in May 2028 = Balance outstanding now £2946.43

Tezzadp

No money spent today

Direct debits :

Tesco CC monthly payment £55

Debt payment

Hastings loan daily payment : £1.23  - leaving a final payment of £34.93 in May 2028 (41  monthly payments) = Balance outstanding now £2945.20

Tezzadp

Tuesday means food shopping day :

Tesco = £32.76 (slightly more than the last 2 weeks but hopefully i have some things that will last me more than a week and i wont have to spend as much next week. Still within my £30-£40 weekly spending target though )

Home Bargains = £11.29 (mainly dog food. Hopefully this will last her at least a month. This isn't included in my £30-£40 weekly food target as its mainly monthly or more)

Direct debits :

EE Mobile Phone monthly DD = £9.00

Debt payment

Hastings loan daily payment : £1.24  - leaving a final payment of £33.02 in May 2028 (41 monthly payments) = Balance outstanding now £2943.96