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Hopefully debt free before Mortgage renewal in June 2026
Comments
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Money spent today :
Weekly food shop £24.67 (managed to go under my £30-£40 weekly budget again. Hopefully i can make it last the week.
Petrol for the car to get to work £20.01 (I always go the extra 1p over
)
Todays debt payment
Hastings loan daily payment : £1.17 - leaving a final payment of £45.64 in May 2028 = Balance outstanding now £2952.43
No direct debits coming out the bank today. But tomorrow there will be a few as its the middle of the month, so some are scheduled for the 15th to spread the expenses out a bit.Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_1 -
No money spent today
Todays Direct debits coming out the bank
Council Tax : £127.00
Gas : £50.00
Water : £21.32
Todays debt payment
Hastings loan daily payment : £1.18 - leaving a final payment of £43.93 in May 2028 = Balance outstanding now £2951.25
Hopefully if i can continue to cut back on spending and save money i can make extra payments towards the debts at the end of each month on top of the smaller payments
Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_1 -
Another day with no money spent
I have rented my drive out on Just Park tonight, it doesnt happen very often, but living close to a football stadium sometimes i manage to get a few quid from renting my drive out for a few hours on occasions. So 2 cars on the drive for a few hours has paid me £7.56. It all adds up over time
Hastings loan daily payment : £1.19 - leaving a final payment of £42.16 in May 2028 = Balance outstanding now £2950.06Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_2 -
Another no money spent day
Friday means standing order of £40 sent to my emergency savings account.
No other direct debits coming out of the account today.
Debt payments
Virgin CC £26 - leaving a balance of £1154.00
Hastings loan daily payment : £1.20 - leaving a final payment of £40.32 in May 2028 = Balance outstanding now £2948.86Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_1 -
Loving these updates, getting there!
Mortgage: £173,700 Sep 22 £157,700 Feb 26
MF Date: Sep 52 Mar 52
CC Debt: £15,250 Nov 25 £9,200 Feb 26
NSD: Jan: 17/31 | Feb: 12/28
2026 Challenges:
MFiT-T7 #5
DFbyXMAS #7
Sealed Pot Challenge #022
2026 Grocery Challenge: 20/01 - 19/02 £132.79/£200
2026 Grocery Challenge: 20/02 - 19/03 £31.85/£200
1 -
No direct debts today as its the weekend.
I wont be spending no money again either
Debt payment
Hastings loan daily payment : £1.21 - leaving a final payment of £38.54 in May 2028 = Balance outstanding now £2947.65Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_1 -
@RedLipstick Thank you. It's keeping me more motivated than ever to get them paid off. It's probably very boring to read for most but its certainly helping me.
I am getting there very slowly, but i am saving money so bigger payments towards the debts will be made at the end of each month (all being well). Also the small daily payments will increase with time bringing the debt down quicker too. So hopefully in a few months time i will have made a serious dent in the outstanding balances.
Thank you for the encouragement/support Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_1 -
No money spent again today
Debt payment
Hastings loan daily payment : £1.22 - leaving a final payment of £36.77 in May 2028 = Balance outstanding now £2946.43Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_1 -
No money spent today
Direct debits :
Tesco CC monthly payment £55
Debt payment
Hastings loan daily payment : £1.23 - leaving a final payment of £34.93 in May 2028 (41 monthly payments) = Balance outstanding now £2945.20Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_1 -
Tuesday means food shopping day :
Tesco = £32.76 (slightly more than the last 2 weeks but hopefully i have some things that will last me more than a week and i wont have to spend as much next week. Still within my £30-£40 weekly spending target though )
Home Bargains = £11.29 (mainly dog food. Hopefully this will last her at least a month. This isn't included in my £30-£40 weekly food target as its mainly monthly or more)
Direct debits :
EE Mobile Phone monthly DD = £9.00
Debt payment
Hastings loan daily payment : £1.24 - leaving a final payment of £33.02 in May 2028 (41 monthly payments) = Balance outstanding now £2943.96Debts Jan 6th 2025 = £6465.60
Natwest CC £0 - 25/12/25If you are interested in investing, you can get free shares up to £100 if you open a Trading212 account with this link > > https://www.trading212.com/invite/FMcH7elUMy Savings T212 investment pie https://www.trading212.com/pies/ltzw4Wew651jgq4oGrepyrZJB4TgC
X (Twitter) : https://x.com/Savvy_Squirrel_1
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