Maximising pension payments to employer's scheme

Denkosaurus

I would like to put the maximum I can into my employer's pension plan, which is a salary sacrifice scheme. This would involve using my unused payment allowance over the last two years as well. What is the minimum I need to keep earning and paying tax on (i.e. not sacrificing to my pension scheme) to maintain my full national insurance payments to ensure full state pension please? 

Albermarle

With a salary sacrifice scheme, you can not reduce your salary below the current minimum wage.

Denkosaurus

so does paying national insurance on a minimum wage ensure that I maximise state pension payout at retirement? Thank you

Marcon

Denkosaurus said:

so does paying national insurance on a minimum wage ensure that I maximise state pension payout at retirement? Thank you

Depends how many hours you work. See https://www.gov.uk/national-insurance-rates-letters for full details of NI rates and how much you need to earn to pay (or be credited with) the necessary contributions.

Aretnap

Denkosaurus said:

so does paying national insurance on a minimum wage ensure that I maximise state pension payout at retirement? Thank you

Yes if you're working full-time, or anything close to full-time. You need to be earning £123/week, which equals to about 11 hours on minimum wage