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Decree/debt help

jester777
jester777 Posts: 4 Newbie
First Post
edited 3 January at 7:42PM in Debt-free wannabe
Hi, looking for advice. I have not paid my debts in 5 months due to health reasons being out of work. I have defaulted on every credit line. I have had issues with gambling and don’t know if i will be accepted for a DMP(DAS) in Scotland. Can anyone help and how long before I get court action taken against me?

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