We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that dates on the Forum are not currently showing correctly. Please bear with us while we get this fixed, and see Site feedback for updates.
LGPS Question

angel2004
Posts: 21 Forumite


Hi,
I have two LGPS’s with different local authorities, one deferred (ex employer) and one I’m still paying into (current employer).
I have two LGPS’s with different local authorities, one deferred (ex employer) and one I’m still paying into (current employer).
I am 48 and planning to retire at 60, so my question is - can I take one LGPS pension early at 60 (with actuarial reduction) and keep the other one deferred until normal pension age? Or will I have to take both at the same time?
TIA
TIA
0
Comments
-
You can take one and leave the other deferred until a later date.
Does your deferred record have any R85 protections? If you give me your start and end dates (just the years will do) it will be clearer.1 -
That’s great, thank you.
No R85 protection. Deferred pension 2008-20151
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 348.4K Banking & Borrowing
- 252.1K Reduce Debt & Boost Income
- 452.4K Spending & Discounts
- 241K Work, Benefits & Business
- 617.3K Mortgages, Homes & Bills
- 175.7K Life & Family
- 254.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards