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LGPS Question

Hi,
I have two LGPS’s with different local authorities, one deferred (ex employer) and one I’m still paying into (current employer).
I am 48 and planning to retire at 60, so my question is - can I take one LGPS pension early at 60 (with actuarial reduction) and keep the other one deferred until normal pension age? Or will I have to take both at the same time?
TIA

Comments

  • Silvertabby
    Silvertabby Posts: 9,724 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    You can take one and leave the other deferred until a later date.

    Does your deferred record have any R85 protections?  If you give me your start and end dates (just the years will do) it will be clearer.
  • angel2004
    angel2004 Posts: 21 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    That’s great, thank you.

    No R85 protection. Deferred pension 2008-2015
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