We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Fresh Diary for 2025! & Carrying on for 2026

BlueJ94
BlueJ94 Posts: 3,173 Ambassador
Seventh Anniversary 1,000 Posts Name Dropper Photogenic
edited 4 January at 9:15PM in Debt free diaries
Hello those who follow along!

Last year goals;
- Get debt gone (didn't complete)
- Buy my house - COMPLETE
- Meal plan/prep - Sort of
- Cut out Coffee (I gave this up on 22nd November 2023) - Didn't complete
- Have savings of at least 2k! - didn't complete 

Am I annoyed I didn't complete some goals? no. I can try again! 

Goals this year
-Be debt free 
-Get back into the gym
-Declutter 
-maybe find a new job

Those who followed me last year know that I was a bit AWOL which isn't ideal but it happens. This year I want to stay accountable and keep motivated to be debt free. My debt currently stands at 
£2971.88 and I know that I can just get that gone asap if I keep myself accountable.

So I'm 50/50 about a new job, I do enjoy it but I don't enjoy the travelling and the hours. So maybe something I may consider.
 I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

Debt owed;

Admiral - £0/£8000

DFW Challenges! 

PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026

Savings goal £91.50/£1000
«13456716

Comments

  • Happy new diary! Well done on getting the house and good luck with getting rid of the debt, you can do it!  :)

    Mortgage: £173,700 Sep 22  £157,700 Feb 26

    MF Date: Sep 52 Mar 52

    CC Debt: £15,250 Nov 25 £10,095 Feb 26

    NSD: Jan: 17/31 | Feb: 10/28

    2026 Challenges:

    MFiT-T7 #5

    DFbyXMAS #7

    Sealed Pot Challenge #022

    2026 Grocery Challenge: 20/01 - 19/02 £132.79/£200

    2026 Grocery Challenge: 20/02 - 19/03 £0/£200


  • BlueJ94
    BlueJ94 Posts: 3,173 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Today I had family around for dinner and dinner has been cooked, eaten and washed up. I've got left over for the dogs and for work lunch too! Overall success!

    I'm running myself a bath and was going to use the new bubble bath I had for Christmas but I'm making myself use up the 5 I've got open and now I'm down to 4 as I finished the one. 

    I picked up some alcohol gift sets from sainsburys in the sale aswell RRP on one was £18 I picked it up for £4 and RRP on the other was £15 I had it for £3, so I plan on gifting them whenever it's someone's birthday next.

    Tomorrow ive 2 items to drop off at inpost lockers and a black bag for the clothing bins which I'll drop on the way into work. 

    Now I plan on listening to my audiobook and chilling for the eveninh as I'm bsck at work tomorrow. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,173 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hello people who read along, probably not many but I'm keeping myself accountable this year!

    I've been drinking less and less which is my main goal and trying to eat healthier items for work lunches, doesn't work at home when myself and OH take it in turns as he doesn't eat one single veggie!!

    The weather is on and off snow, cold and just miserable!

    Not really much going on, sold some items on Vinted shipped them off and that's about all. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • FootyFanDan
    FootyFanDan Posts: 1,880 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    I must admit I am not the best with the veg either haha.

    The weather just needs to go away, not a fan of the cold.
  • BlueJ94
    BlueJ94 Posts: 3,173 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Evening all, 

    I started the gym two days ago and it was great, woke up this morning feeling rough with a cold again so hopefully going to the gym tomorrow, going alone though so I'm going to make myself go! 6pm I've got boxercise booked!

    I'm making soup in my soup maker, waiting for OH to come back to make dinner then I'll walk dogs and have an early night! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,173 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hellooooo all,

    sorry not posting much I basically work and sleep sometimes I gym :smile: tonight im going for a run after work with my friend! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,173 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Morning all! 

    Sorry not posted much, had lots going on recently and I just havent had the time to update anything. I'm still debt busting and noticing I actually have money left over at the end of the month now which I split between savings jar and paying debt. We went away on holiday a few weeks ago that was fun, I'll upload some photo's later :smiley: 

    Work wise has been so so, I work for a known Motor Factors and recently the warehouse guy left and I wanted his job but they gave it to someone else without doing interviews etc so that ticked me off a little. BUT, I have been offered a warehouse role within a different branch just waiting to hear from HR about pay etc. 

    Overall I'm just paying my debts and working :smile: 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • FootyFanDan
    FootyFanDan Posts: 1,880 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    awwww love the pics!
  • Fox photos are particularly beautiful!🤩
    paydbx2026 #19 £422/£6000 . Mortgage start £148k June 23 - now £135k.
    2026 savings challenge £0/£2000
    EF £140. Savings 2 £2.17
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.