The Top Regular Savers Discussion Thread

Chaykin

Hanley Economic BS

After failing to get the 1 Year Branch Smart Saver (TAR09) by posting a completed form and cheque to Biddulph branch I tried my luck with the Stone branch as some other Forumites were successful there. Received a phone call today from a very friendly customer service agent to say that sadly they cannot open the account as it's branch only and they will return my form & cheque (again) but I think the agent was not aware of my previous attempt. I laughed and said something along the lines of "it was worth a try". The agent laughed too and said they have "quite a few other people to call with the same thing today"!

You win some, you lose (don't win?) some. Congrats to those who managed to get it that way. The online version (TAR10) I got would have to suffice. Not trying a third time!

shirley999

Bridlington1 said:

With regards to the Manchester BS Regular Saver Issue 1 at 5.5%, I just thought I'd mention my experience below in case anyone's interested in refreshing their account:

I requested this account be closed yesterday at around 8pm, the account was closed this morning and the funds arrived in my nominated account at some point today, I don't know precisely when they arrived as I was at work.

I have now been able to open a new account at around 5:30pm today, the account now shows in online banking, therefore it would seem their systems behave near identically to Newcastle BS with respect to refreshing accounts.

A warning did pop up when closing the account saying that if it is my only account, online banking would be disabled, so if refreshing the account I would be inclined to ensure you have another account with them before closing your account (in my case I've retained a rainy day saver with £1) to save having to set up online banking again.

I'm going into branch to open the festive saver, weather permitting, at which the gentleman advised me I would get a free colourful umbrella if I open their rainy day saver.

allegro120

35har1old said:

castle96 said:

Anyone managed to open the new MARKET HARB 5.8% fixed RS (branch only) as an online jobby?

Sent a secure message saying being disappointed that it was only branch based
Very prompt reply stating that they weren't a 
nationwide building society and the previously issue had been in high demand and they where now concentrating on the providing accounts for the local community 

Yes, they have to keep their cash flow under control.  There's no point paying high interest rates on the cash they can't lend.  Can't blame them

happybagger

35har1old said:

castle96 said:

Anyone managed to open the new MARKET HARB 5.8% fixed RS (branch only) as an online jobby?

Sent a secure message saying being disappointed that it was only branch based
Very prompt reply stating that they weren't a 
nationwide building society and the previously issue had been in high demand and they where now concentrating on the providing accounts for the local community 

Nice enough response. At least they are not imposing postcode restrictions. 
Same with Hanley.

I think if people take the p too much they "do a Vernon", ie go postcode or existing members first, and maybe tighten further to postcode only.

Dizzycap

mhoc said:

Just logged onto LLoyds and there is a notice that I will soon be able to see my Halifax accounts as well.

How will they manage to merge the 2 - will they do some sort of name and address sweep?
But what happens if you have a different email and/or mobile assigned to your Halifax than your LLoyds? 

I know that they seem to think it will make things somehow easier for customers but for me I like to have things seperate and change often seems like a negative thing. 
Also I am worried whether in the future having both LLoyds regular savers and Halifax regular saver will even be allowed - even though they are all completely different  

I've been able to see all 3 'umbrella' connected accounts in my Lloyds, Halifax & BoS Apps for a number of months. You can see all financial information of the 3 together; regardless of which you use, but you can only make transactions using the appropriate banking app for a particular associated bank.

TBH, other than knowing the full balances of all 3 banks together, I personally find it confusing at times, and would prefer to see separate info in each banking app.

happybagger

shirley999 said:

Bridlington1 said:

With regards to the Manchester BS Regular Saver Issue 1 at 5.5%, I just thought I'd mention my experience below in case anyone's interested in refreshing their account:

I requested this account be closed yesterday at around 8pm, the account was closed this morning and the funds arrived in my nominated account at some point today, I don't know precisely when they arrived as I was at work.

I have now been able to open a new account at around 5:30pm today, the account now shows in online banking, therefore it would seem their systems behave near identically to Newcastle BS with respect to refreshing accounts.

A warning did pop up when closing the account saying that if it is my only account, online banking would be disabled, so if refreshing the account I would be inclined to ensure you have another account with them before closing your account (in my case I've retained a rainy day saver with £1) to save having to set up online banking again.

I'm going into branch to open the festive saver, weather permitting, at which the gentleman advised me I would get a free colourful umbrella if I open their rainy day saver.

I'm heading there next week. did you make an appointment? not sure if be able to as I've got to work around other stuff. Debated opening the RDS too, to collect the maturity funds.

nottsphil

Loughborough BS
I cannot find the 1 year Super Saver (max £2000pm) on page 1 of this thread, nor is it amongst those removed from the lists. 
Can somebody tell me what the minimum monthly payment is please, and if it is still 6%.

gt94sss2

nottsphil said:

Loughborough BS
I cannot find the 1 year Super Saver (max £2000pm) on page 1 of this thread, nor is it amongst those removed from the lists. 
Can somebody tell me what the minimum monthly payment is please, and if it is still 6%.

The minimum is £1000 and it is still 6%

happybagger

nottsphil said:

Loughborough BS
I cannot find the 1 year Super Saver (max £2000pm) on page 1 of this thread, nor is it amongst those removed from the lists. 
Can somebody tell me what the minimum monthly payment is please, and if it is still 6%.

for reference 

Found this in the list on no chat p1

https://web.archive.org/web/20250427163432/https://www.theloughborough.co.uk/savings/limited-access/one-year-super-saver#content_sections_1_section_title

Born2Save_3

nottsphil said:

Loughborough BS
I cannot find the 1 year Super Saver (max £2000pm) on page 1 of this thread, nor is it amongst those removed from the lists. 
Can somebody tell me what the minimum monthly payment is please, and if it is still 6%.

The Summary says :

"If the required 12 monthly deposits are not made, the account will be transferred to an Instant Access Saver 1."

But do they really do that, especially if you've made £2K deposits some/all months ?  And it doesn't really say how interest would be accrued.  Would it be RS rate up to the missed month or just Instant Access Saver rate (probably 1%) from the first RS deposit ?

On a positive note; there is a ray of hope for Loughborough online access. Last time I called LBS and did some fishing, I was told that they are receiving a new computer system next year (2026), and it's likely it will have the capability to provide online access for customers.  But don't hold your breath.