The Top Regular Savers Discussion Thread

chris_the_bee

allegro120 said:

judgingjudy said:

chris_the_bee said:

Bank of Scotland
Anyone had any luck opening  the Monthly Saver?
I keep getting "Something went wrong" message.
Tried since Thursday

They have quite stringent rules about opening a new account if you have previously had one which you've closed early; is this the case?  I've had some problems with them in the past where I closed one about 7/8 months early to "refresh" it, as I've heard people calling it on here; I wasn't able to open a new one for a while, about 4/5 months if I remember correctly.

Although they're the same banking group as Halifax and Lloyds, they don't operate in the same way, as the patronising customer service person took great delight in telling me!

BoS/Lloyds
The way around it is to "upgrade" instead of "close" and you should be able to "refresh" despite the 12 month rule.  

I didn't close it. It matured into an Access Saver, so no chance to refresh.

PowerSavingMode

chris_the_bee said:

allegro120 said:

judgingjudy said:

chris_the_bee said:

Bank of Scotland
Anyone had any luck opening  the Monthly Saver?
I keep getting "Something went wrong" message.
Tried since Thursday

They have quite stringent rules about opening a new account if you have previously had one which you've closed early; is this the case?  I've had some problems with them in the past where I closed one about 7/8 months early to "refresh" it, as I've heard people calling it on here; I wasn't able to open a new one for a while, about 4/5 months if I remember correctly.

Although they're the same banking group as Halifax and Lloyds, they don't operate in the same way, as the patronising customer service person took great delight in telling me!

BoS/Lloyds
The way around it is to "upgrade" instead of "close" and you should be able to "refresh" despite the 12 month rule.  

I didn't close it. It matured into an Access Saver, so no chance to refresh.

BoS Monthly Saver 

I wonder whether it will allow you open another Monthly Saver tomorrow (Monday)? Failing that, would removing cookies / cache for the BoS website and then re-applying help at all..? 

chris_the_bee

PowerSavingMode said:

chris_the_bee said:

allegro120 said:

judgingjudy said:

chris_the_bee said:

Bank of Scotland
Anyone had any luck opening  the Monthly Saver?
I keep getting "Something went wrong" message.
Tried since Thursday

They have quite stringent rules about opening a new account if you have previously had one which you've closed early; is this the case?  I've had some problems with them in the past where I closed one about 7/8 months early to "refresh" it, as I've heard people calling it on here; I wasn't able to open a new one for a while, about 4/5 months if I remember correctly.

Although they're the same banking group as Halifax and Lloyds, they don't operate in the same way, as the patronising customer service person took great delight in telling me!

BoS/Lloyds
The way around it is to "upgrade" instead of "close" and you should be able to "refresh" despite the 12 month rule.  

I didn't close it. It matured into an Access Saver, so no chance to refresh.

BoS Monthly Saver 

I wonder whether it will allow you open another Monthly Saver tomorrow (Monday)? Failing that, would removing cookies / cache for the BoS website and then re-applying help at all..? 

No, it lets me apply for other accounts OK. Looks like a phone call on Monday if it still doesn't play ball then.

jameseonline

s71hj said:

I didn't realise Scottish building society had an app until I read it on this thread. However logged in via an sms and it didn't seem to show accounts only a facility to message them. Anyone managed to view their RS on it? If so how. 

As you've found out it's just a messaging, uploading documents app, there is no way to view savings accounts with them.

Edit:
Might be worth plugging this thread 
https://forums.moneysavingexpert.com/discussion/6536296/companies-without-savings-apps/p1

veggieblob

chris_the_bee said:

judgingjudy said:

chris_the_bee said:

Bank of Scotland
Anyone had any luck opening  the Monthly Saver?
I keep getting "Something went wrong" message.
Tried since Thursday

They have quite stringent rules about opening a new account if you have previously had one which you've closed early; is this the case?  I've had some problems with them in the past where I closed one about 7/8 months early to "refresh" it, as I've heard people calling it on here; I wasn't able to open a new one for a while, about 4/5 months if I remember correctly.

Although they're the same banking group as Halifax and Lloyds, they don't operate in the same way, as the patronising customer service person took great delight in telling me!

No, it matured Thursday 23rd October, but thanks.

Did you make a payment into the account in October?  If so it may be a case of the max into a RS per month?

Confused_Dog

No, it lets me apply for other accounts OK. Looks like a phone call on Monday if it still doesn't play ball then.nderLloyds/Halifax/Bank of Scotland all had issues with their IT systems last week and they were caught up in the Amazon/AWS server problems.  It is a fresh week so will it let you reapply this morning?

If it doesn't I'd be seriously tempted to look at an account with another provider given there are a number of accounts currently available paying more than 5%.

OrangeBlueGreen

Scottish BS

How quickly/slowly did your welcome letter and passbooks arrive? My account has been open for a couple of weeks and don't really want to contact them if it's normal.

allegro120

OrangeBlueGreen said:

Scottish BS

How quickly/slowly did your welcome letter and passbooks arrive? My account has been open for a couple of weeks and don't really want to contact them if it's normal.

9 working days. 

Aidanmc

OrangeBlueGreen said:

Scottish BS

How quickly/slowly did your welcome letter and passbooks arrive? My account has been open for a couple of weeks and don't really want to contact them if it's normal.

I got the passbook within a week from first deposit date. Still waiting on user id

Stargunner

OrangeBlueGreen said:

Scottish BS

How quickly/slowly did your welcome letter and passbooks arrive? My account has been open for a couple of weeks and don't really want to contact them if it's normal.

I applied online last Monday and also posted my cheque 1st class the same day. Received the welcome pack and passbook on Saturday and the deposit was dated last Tuesday in the passbook.