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The Top Regular Savers Discussion Thread
Comments
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Cobbler_tone said:The rest in Gatehouse 4.65% AER0
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gt94sss2 said:Cobbler_tone said:The rest in Gatehouse 4.65% AER0
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jameseonline said:Cobbler_tone said:Current regular savers I use, what am I missing as a new customer that is worth the while?
Zopa: 7.5% AER £300 PM
Nationwide: 6.5% £200 PM
Santander: 5% £200 PM
Nat West: 6.17% AER £150 PM
The rest in Gatehouse 4.65% AER
My favourite account and platform is still Chase (a first issue member), who I use for my current account. I just hope they launch some more attractive products soon.0 -
Just a quick thank you for the many of you on this forum who gave me the advice regarding making a thirteenth payment on regular savers and also to make my payments as early in the month as possible - my TSB 6% matured today (29th January) and because I changed my standing order date to the 2nd of each month after my initial payment went out at the end of January last year, then made a thirteenth payment in early January this year, I've amassed almost £111, which is much more than the £80ish I was expecting.
Where possible I've done this for other regular savers I have, it really does seem worthwhile sliding in that extra thirteenth payment, and whilst I was able to instantly set up another TSB regular saver for my first standing order payment to be taken tomorrow, I will obviously change it to the 2nd of the month once it's gone.
Have a great Wednesday, everyone!
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CricketLady said:Just a quick thank you for the many of you on this forum who gave me the advice regarding making a thirteenth payment on regular savers and also to make my payments as early in the month as possible - my TSB 6% matured today (29th January) and because I changed my standing order date to the 2nd of each month after my initial payment went out at the end of January last year, then made a thirteenth payment in early January this year, I've amassed almost £111, which is much more than the £80ish I was expecting.
Where possible I've done this for other regular savers I have, it really does seem worthwhile sliding in that extra thirteenth payment, and whilst I was able to instantly set up another TSB regular saver for my first standing order payment to be taken tomorrow, I will obviously change it to the 2nd of the month once it's gone.
Have a great Wednesday, everyone!0 -
Off topic, but:
£250/100X6.00 /365 x 28 = £1.15... But bear in mind even if you're not trying very hard you'll be getting 4.50% elsewhere, so
£250/100X1.5 /365 x 28 = £0.19 better off for the 13th payment... not c.£30
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jaypers said:CricketLady said:Just a quick thank you for the many of you on this forum who gave me the advice regarding making a thirteenth payment on regular savers and also to make my payments as early in the month as possible - my TSB 6% matured today (29th January) and because I changed my standing order date to the 2nd of each month after my initial payment went out at the end of January last year, then made a thirteenth payment in early January this year, I've amassed almost £111, which is much more than the £80ish I was expecting.
Where possible I've done this for other regular savers I have, it really does seem worthwhile sliding in that extra thirteenth payment, and whilst I was able to instantly set up another TSB regular saver for my first standing order payment to be taken tomorrow, I will obviously change it to the 2nd of the month once it's gone.
Have a great Wednesday, everyone!
I could have made my 13th payment this month, but I didn't because my notes (made a few years ago) tell me that there is £3k limit. I've just opened a new one this morning, downloaded t&c and cant see any limits there. Also looked at t&c from last year, they are identical (no £3k limit mentioned). Could anyone point out at where does it say about £3000 limit please?0 -
allegro120 said:jaypers said:CricketLady said:Just a quick thank you for the many of you on this forum who gave me the advice regarding making a thirteenth payment on regular savers and also to make my payments as early in the month as possible - my TSB 6% matured today (29th January) and because I changed my standing order date to the 2nd of each month after my initial payment went out at the end of January last year, then made a thirteenth payment in early January this year, I've amassed almost £111, which is much more than the £80ish I was expecting.
Where possible I've done this for other regular savers I have, it really does seem worthwhile sliding in that extra thirteenth payment, and whilst I was able to instantly set up another TSB regular saver for my first standing order payment to be taken tomorrow, I will obviously change it to the 2nd of the month once it's gone.
Have a great Wednesday, everyone!
I could have made my 13th payment this month, but I didn't because my notes (made a few years ago) tell me that there is £3k limit. I've just opened a new one this morning, downloaded t&c and cant see any limits there. Also looked at t&c from last year, they are identical (no £3k limit mentioned). Could anyone point out at where does it say about £3000 limit please?You must set up a monthly standing order between £25 and up to £250 from a TSB current account.
You can only make one payment each month into your account.
£3,000 is the maximum that can be paid into your Monthly Saver.
Given that they don't enforce the SO from the current account rule I guess it's also possible the £3k rule policing is equally lax.1 -
flaneurs_lobster said:allegro120 said:jaypers said:CricketLady said:Just a quick thank you for the many of you on this forum who gave me the advice regarding making a thirteenth payment on regular savers and also to make my payments as early in the month as possible - my TSB 6% matured today (29th January) and because I changed my standing order date to the 2nd of each month after my initial payment went out at the end of January last year, then made a thirteenth payment in early January this year, I've amassed almost £111, which is much more than the £80ish I was expecting.
Where possible I've done this for other regular savers I have, it really does seem worthwhile sliding in that extra thirteenth payment, and whilst I was able to instantly set up another TSB regular saver for my first standing order payment to be taken tomorrow, I will obviously change it to the 2nd of the month once it's gone.
Have a great Wednesday, everyone!
I could have made my 13th payment this month, but I didn't because my notes (made a few years ago) tell me that there is £3k limit. I've just opened a new one this morning, downloaded t&c and cant see any limits there. Also looked at t&c from last year, they are identical (no £3k limit mentioned). Could anyone point out at where does it say about £3000 limit please?You must set up a monthly standing order between £25 and up to £250 from a TSB current account.
You can only make one payment each month into your account.
£3,000 is the maximum that can be paid into your Monthly Saver.
Given that they don't enforce the SO from the current account rule I guess it's also possible the £3k rule policing is equally lax.1 -
TSB RS
After reading Soulsaver's comment, I was wondering how much you would have expected in interest if you opened the RS on the 'n'th day of the month and funded it each month on the 'n'th day for the 12 months with £250? No need for any fancy adjustments for weekends etc .... just a ballpark figure.0
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