The Top Regular Savers Discussion Thread

Speculator

Newly_retired said:

I have applied online on Saturday for the Scottish BS RS as a new customer. I have a generic account number but have been promised an email with my actual account number to use as a reference number. Still waiting.

Meanwhile on sending maturity instructions for my Principality Christmas RS, I have been refused another RS4. Just saying.

Is that your first refusal? If not, I think if you've been refused once, you will be refused on all subsequent attempts.

janusd

Speculator said:

Newly_retired said:

I have applied online on Saturday for the Scottish BS RS as a new customer. I have a generic account number but have been promised an email with my actual account number to use as a reference number. Still waiting.

Meanwhile on sending maturity instructions for my Principality Christmas RS, I have been refused another RS4. Just saying.

Is that your first refusal? If not, I think if you've been refused once, you will be refused on all subsequent attempts.

no that isn't correct - i've been refused in the past, but accepted recently.

in effect, it seems to come down to whether your maturity request generates a secure message to PBS.

• if no message is sent to them, then the maturity instructions should be accepted without any manual intervention.
• if a secure message is sent, then it depends on which member of staff is replying to the instructions - if it's our unnamed friend, then you will likely be rejected; however, if someone else replies, you have a greater chance of the instructions going through as requested.

past performance is not indicative of future results.

subjecttocontract

kermchem said:

Scottish BS Regular Saver
I sent application form (paper, wet signature), photograph of front of driving licence, and cheque, 1st class post (trying to get ahead of the rush!) Thursday 2nd October. Cheque cleared from current account Friday 10 October. Today, Monday 13 October, postman has delivered a thick A5 envelope (franked large letter second class) with covering letter, FSCS Iinformation sheet, Customer Service and details of charges booklet, Terms and Conditions booklet (which is generic, but page 9 does include the instructions on how to pay into your account), and Customer Privacy Notice booklet, plus a passbook showing my cheque was credited on 9 October.
For those thinking postal or online, go online when it is available.

Whats the panic, why the rush ?

OrangeBlueGreen

Scottish BS

Emailed in application on Friday 10th October
Message on Saturday 11th saying account opened and they're just awaiting my cheque (which is in the post)

Cweb

Scottish BS

Postal sent Fri 3rd Oct to handwritten Freepost address. Today received welcome pack and passbook with cheque credited 7th Oct but still yet to show as leaving drawn account.

oh well… I’m sure they’ll catch up at some point.

Hattie627

Scottish BS

Posted cheque and application form (together) on Wed 1st October, using second class stamp. Cheque cleared late last week but no correspondence/passbook yet. 

Newly_retired

brucefan_2 said:

Newly_retired said:

I have applied online on Saturday for the Scottish BS RS as a new customer. I have a generic account number but have been promised an email with my actual account number to use as a reference number. Still waiting.

Meanwhile on sending maturity instructions for my Principality Christmas RS, I have been refused another RS4. Just saying.

How did you apply on Saturday for the online RS?

The message I have just seen on the website states:

'You cannot currently apply for our Regular Saver account online'. 

Correction. I applied for the Scottish BS Online Saver, to get a foot in the door, and get ID sorted before the RS goes live online.
Principality: my first refusal.

Newly_retired

Now Principality are not sending me a Passcode! I can't log in.

potlings

Newly_retired said:

Now Principality are not sending me a Passcode! I can't log in.

I had this last night. Was OK this morning though.

mhoc

I've got to sort out the maturity instructions for various Principality but please can I ask if a regular saver issue 34 becomes a 6 month saver issue 4 does the account number and details stay the same (despite the different  maximum amounts that can be added per month) ?
For efficiency I am thinking of adjusting the standing orders as I do each one.

I've had an ongoing issue with Principality timing out on me and having to log back in numerous times so what I do now is at the start of the month I log on and photo each account separately.
Then I can go through  the Google chart and check each one has been funded and then the photo gets deleted. 

When I was away in August I came back to 60 pages of posts mainly about Monmouthshire.
I've only been away for a long weekend and came back to 20 pages on Principality maturity instructions. 
I think in future I will stick to just day trips