The Top Regular Savers Discussion Thread

soulsaver

SBS
Am I the only person here who didn't need to send a cheque? And obv has had the account opened and funded...

Kim_13

Dizzycap said:

Aidanmc said:

Dizzycap said:

Hattie627 said:

trickydicky14 said:

Bridlington1 said:

trickydicky14 said:

I will be sooo glad when a new topic comes along. I'm going to lay down in a dark room until it goes away.

I would imagine Scottish BS'll come to your rescue at some point then, when I spoke to them they said they were hoping to launch their online RS either this week or next week.

Thanks Bridlington but I've applied for the postal version so I can't now get excited about the upcoming online one as I can only have the one, unless you know different you old boundary pusher.

Knowing the habits of the old lags on here, we'll all apply for the Scottish BS online version and hope for the best.

I certainly will be as 8 days after posting my application form for the Scottish BS RS, the monies still have been drawn from the cheque I also sent, so I've moved it back into an account that gets a higher interest rather than my current account. IMHO, 8 days is more than long enough for a BS to get themselves organised and either accept or reject an application, especially after sending off the application along with ID via email & then reciving an email of confirmation to send a cheque & including a completed print out form and ID again!

So what happens in that situation when the cheque doesn't clear?

The account won't get opened........

Are there no fees for a cheque that is presented but doesn’t get paid? 

s71hj

allegro120 said:

Dizzycap said:

Hattie627 said:

trickydicky14 said:

Bridlington1 said:

trickydicky14 said:

I will be sooo glad when a new topic comes along. I'm going to lay down in a dark room until it goes away.

I would imagine Scottish BS'll come to your rescue at some point then, when I spoke to them they said they were hoping to launch their online RS either this week or next week.

Thanks Bridlington but I've applied for the postal version so I can't now get excited about the upcoming online one as I can only have the one, unless you know different you old boundary pusher.

Knowing the habits of the old lags on here, we'll all apply for the Scottish BS online version and hope for the best.

I certainly will be as 8 days after posting my application form for the Scottish BS RS, the monies still have been drawn from the cheque I also sent, so I've moved it back into an account that gets a higher interest rather than my current account. IMHO, 8 days is more than long enough for a BS to get themselves organised and either accept or reject an application, especially after sending off the application along with ID via email & then reciving an email of confirmation to send a cheque & including a completed print out form and ID again!

Scottish BS
It's about 10 days now since I've posted mine.  Few people who sent theirs on the same day reported that their cheques have been cleared a few days ago, but mine is still not cleared.  If not cleared tomorrow I'll have to call them.  If my envelope was lost or any other problems I will wait until they release the online version.

I don't keep funds in my current account in waiting for a cheque to be cleared.  When it's cleared I get notification on my phone and bring my balance back to zero.  It's better this way, no loss of interest. 

Do all banks do this? I'm with Santander and their notification system seems to have stopped.