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The Top Regular Savers Discussion Thread

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Comments

  • Hattie627
    Hattie627 Posts: 471 Forumite
    100 Posts Second Anniversary Name Dropper
    DodgerPot said:
    Scottish Building Society 
    6.5% Regular Saver 
    max £250 per month 

    Rate applies from tomorrow 01/10/25

    Just noticed this on Moneyfacts 
    Available tomorrow branch or postal application by the looks of it 
    can then manage online and by phone 




    It's been years since Scottish BS offered a decent RS rate. Wonder if it's fixed?
  • clairec666
    clairec666 Posts: 635 Forumite
    500 Posts Name Dropper
    edited 30 September at 6:08PM
    DodgerPot said:
    Scottish Building Society 
    6.5% Regular Saver 
    max £250 per month 

    Rate applies from tomorrow 01/10/25

    Just noticed this on Moneyfacts 
    Available tomorrow branch or postal application by the looks of it 
    can then manage online and by phone 
    Had a quick look at existing accounts on their website. Some are "online only", others are "face to face or by post", but it appears that you can register for online banking to view all your accounts, even if they were initially opened face to face or by post. They also allow payments in by debit card. (Assuming this will be applicable to the regular saver too - specific info is not available on their website yet.)

    Hattie627 said:
    DodgerPot said:
    Scottish Building Society 
    6.5% Regular Saver 
    max £250 per month 

    Rate applies from tomorrow 01/10/25

    Just noticed this on Moneyfacts 
    Available tomorrow branch or postal application by the looks of it 
    can then manage online and by phone 




    It's been years since Scottish BS offered a decent RS rate. Wonder if it's fixed?
    Moneyfactscompare doesn't like telling us whether rates are fixed, for some reason. Even though it's pretty important. I guess we'll have to wait until tomorrow when the account is actually launched.
  • schiff
    schiff Posts: 20,318 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Bobblehat said:
    schiff said:
    What happens if I miss a month not depositing the £10 minimum into my Market Harborough RS?
    This is from Iss 1, but Iss 2 is the same  :)


    Thank you!  And can the balance then be withdrawn without a problem? 

  • s71hj
    s71hj Posts: 808 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Hattie627 said:
    DodgerPot said:
    Scottish Building Society 
    6.5% Regular Saver 
    max £250 per month 

    Rate applies from tomorrow 01/10/25

    Just noticed this on Moneyfacts 
    Available tomorrow branch or postal application by the looks of it 
    can then manage online and by phone 




    It's been years since Scottish BS offered a decent RS rate. Wonder if it's fixed?
    Didn't even know there Was a Scottish building society! 
  • Hattie627
    Hattie627 Posts: 471 Forumite
    100 Posts Second Anniversary Name Dropper
    edited 30 September at 7:21PM
    s71hj said:
    Hattie627 said:
    DodgerPot said:
    Scottish Building Society 
    6.5% Regular Saver 
    max £250 per month 

    Rate applies from tomorrow 01/10/25

    Just noticed this on Moneyfacts 
    Available tomorrow branch or postal application by the looks of it 
    can then manage online and by phone 




    It's been years since Scottish BS offered a decent RS rate. Wonder if it's fixed?
    Didn't even know there Was a Scottish building society! 
    It's the oldest remaining building society in the world
  • Malchester
    Malchester Posts: 1,012 Forumite
    Eighth Anniversary 500 Posts Photogenic Name Dropper
    Hattie627 said:
    sd71hj said:
    Hattie627 said:
    DodgerPot said:
    Scottish Building Society 
    6.5% Regular Saver 
    max £250 per month 

    Rate applies from tomorrow 01/10/25

    Just noticed this on Moneyfacts 
    Available tomorrow branch or postal application by the looks of it 
    can then manage online and by phone 




    It's been years since Scottish BS offered a decent RS rate. Wonder if it's fixed?
    Didn't even know there Was a Scottish building society! 
    It's the oldest building society in the world
    Don't remember them having a RS account in the past. App form can be emailed to them to email address on website and app form
  • wmb194
    wmb194 Posts: 5,203 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hattie627 said:
    s71hj said:
    Hattie627 said:
    DodgerPot said:
    Scottish Building Society 
    6.5% Regular Saver 
    max £250 per month 

    Rate applies from tomorrow 01/10/25

    Just noticed this on Moneyfacts 
    Available tomorrow branch or postal application by the looks of it 
    can then manage online and by phone 




    It's been years since Scottish BS offered a decent RS rate. Wonder if it's fixed?
    Didn't even know there Was a Scottish building society! 
    It's the oldest building society in the world
    *the oldest remaining.
  • Hattie627
    Hattie627 Posts: 471 Forumite
    100 Posts Second Anniversary Name Dropper
    Hattie627 said:
    sd71hj said:
    Hattie627 said:
    DodgerPot said:
    Scottish Building Society 
    6.5% Regular Saver 
    max £250 per month 

    Rate applies from tomorrow 01/10/25

    Just noticed this on Moneyfacts 
    Available tomorrow branch or postal application by the looks of it 
    can then manage online and by phone 




    It's been years since Scottish BS offered a decent RS rate. Wonder if it's fixed?
    Didn't even know there Was a Scottish building society! 
    It's the oldest building society in the world
    Don't remember them having a RS account in the past. App form can be emailed to them to email address on website and app form
    From my RS notes:-

    Scottish Building Society


    NO OPEN ACCOUNTS AS AT 1 MARCH 2021


    Regular Saver (2019) account (opened 27 February 2020):- XXXXXXXX: MATURED AND CLOSED ON 27 FEBRUARY 2021


    Tel no:- 0131 313 7700 (Head Office)


    Log in details:- NONE (no online access to accounts)


    (Seems that they now have online access)


  • DodgerPot
    DodgerPot Posts: 46 Forumite
    10 Posts Name Dropper
    s71hj said:
    Hattie627 said:
    DodgerPot said:
    Scottish Building Society 
    6.5% Regular Saver 
    max £250 per month 

    Rate applies from tomorrow 01/10/25

    Just noticed this on Moneyfacts 
    Available tomorrow branch or postal application by the looks of it 
    can then manage online and by phone 




    It's been years since Scottish BS offered a decent RS rate. Wonder if it's fixed?
    Didn't even know there Was a Scottish building society! 
    Me neither but then I’m well south of the border !
    Those who know of Scottish Building Society …..can you recommend?
    I’m thinking to add this to my growing list of RS 🤞
  • exel1966
    exel1966 Posts: 5,061 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 30 September at 7:27PM
    Scottish BS last had a good RS in late 2020 during C19 at a whopping 1.35%V, which at the time was a very competitive rate, 500pcm.
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