The Top Regular Savers Discussion Thread

clairec666

flaneurs_lobster said:

friolento said:

I can’t from mine (RS or other TSB savings account). This is in the app. Not sure whether online would be the same

But yes, I could go into a branch ……. it just seems much easier to keep a current account 

I (we?) were discussing the Co-op........

Yes, we were specifically talking about the Co-op regular saver and whether it could exist as an "orphan" without a current account.

But it's useful to know what the situation is with other accounts too.

I vaguely remember reading in the T&Cs for Natwest and RBS digital regular savers that you can close the current account but can subsequently only withdraw money in branch.

Bridlington1

Just a reminder the following interest rate cuts come into effect tomorrow (1/10/25):

Account	Old rate	New rate	Date
Hanley Economic Branch Regular Saver	1.65%	1.45%	01/10/2025
Hanley Economic Online Regular Saver	4.40%	4.15%	01/10/2025
Hanley Economic Regular Saver	1.70%	1.45%	01/10/2025
Loughborough BS 1 Year Super Saver	6.00%	NO CHANGE	01/10/2025
Loughborough BS 2 Year Super Saver	5.00%	NO CHANGE	01/10/2025
Loughborough BS Holiday Monthly Saver	5.60%	NO CHANGE	01/10/2025
Loughborough BS Limited Access Monthly Saver	4.45%	NO CHANGE	01/10/2025
Loughborough BS Five Year Retirement Monthly Saver	5.50%	NO CHANGE	01/10/2025
Mansfield BS Bonus Regular Savings Issue 8 (includes 1.85% bonus for 12 months)	5.35%	5.25%	01/10/2025
Mansfield BS Kick Start Regular Savings Issue 7	3.50%	3.40%	01/10/2025
Mansfield BS Regular Savings (2nd issue)	3.50%	3.40%	01/10/2025
Mansfield BS Regular Savings (3rd- 6th issues, including 150th anniversary issue)	3.50%	3.40%	01/10/2025
Mansfield BS Regular Savings 30 (1st issue)	3.70%	3.60%	01/10/2025
Mansfield BS Young Regular Saver (1st and 2nd issue)	3.90%	3.80%	01/10/2025
Mansfield BS Young Regular Saver (3rd issue)	3.90%	3.80%	01/10/2025
Mansfield Regular eSaver 30 (1st issue)	3.70%	3.60%	01/10/2025
Market Harborough BS Member Monthly Saver	2.85%	NO CHANGE	01/10/2025
Nationwide Flex Regular Saver (all active issues)	6.50%	NO CHANGE	01/10/2025
Suffolk BS 1 Year Variable Rate Regular Saver (31.03.2026) (includes online)	4.75%	4.60%	01/10/2025
Suffolk BS 1 Year Variable Rate Regular Saver (31.12.2025) (includes online)	4.75%	4.60%	01/10/2025
Suffolk BS 2 Year Variable Rate Regular Saver (31.12.2025)	4.55%	4.40%	01/10/2025
Suffolk BS 2 Year Variable Rate Regular Saver (31.12.2026)	4.55%	4.40%	01/10/2025
Suffolk BS Variable Rate Regular Saver (31.05.2026)	4.55%	4.40%	01/10/2025

jaypers

The Vernon……couple of questions if I may…….
1) My RS is due to mature today (30th). No activity yet so will that be overnight tonight or sometime during the day?
2) Are transfers out to an external account same day?

TIA.

Rudyson

topyam said:

nomorekids said:

topyam said:

Co-Operative RS

So I have now got the CA opened. And have applied for their RS and been approved for that. More waiting now for it to appear on the app or online. How long does that take?

Don't hold your breath, co op are slow unfortunately, I m not holding out hope for funding this month having got my received your application last Friday

Hoping to fund this month too, but they seem v slow.

Why not try phoning them up? They may be able to give you your a/c number. I got my account number from Manchester BS over the phone about 5 minutes after applying online (I'd phoned them about something different)

pafpcg

shirley999 said:

Manchester BS have returned my deposit paid from my second nominated account. Second because I hadn't realised deposits can only be made from your nominated account.  I've had two codes in the post to verify my nominated bank account details, and the second account was verified before I made the deposit.  Maybe it's just not meant to be, certainly the temptation is to just forget it. 

This happened to my partner too - we checked what the account details were showing on the web-site - both accounts were visible.  We sent a £10 deposit from both "nominated accounts" - one was accepted and the other rejected again, so we now know which nominated account is "active" and we'll check the account details for any change before sending further deposits next month.  Fortunately, ManchesterBS returns rejected deposits on the same day.

What interests me is that the NewcastleBS system does NOT demand deposits from a nominated account - is Manchester pioneering? Will Newcastle be introducing the same requirement?

shirley999

pafpcg said:

shirley999 said:

Manchester BS have returned my deposit paid from my second nominated account. Second because I hadn't realised deposits can only be made from your nominated account.  I've had two codes in the post to verify my nominated bank account details, and the second account was verified before I made the deposit.  Maybe it's just not meant to be, certainly the temptation is to just forget it. 

This happened to my partner too - we checked what the account details were showing on the web-site - both accounts were visible.  We sent a £10 deposit from both "nominated accounts" - one was accepted and the other rejected again, so we now know which nominated account is "active" and we'll check the account details for any change before sending further deposits next month.  Fortunately, ManchesterBS returns rejected deposits on the same day.

What interests me is that the NewcastleBS system does NOT demand deposits from a nominated account - is Manchester pioneering? Will Newcastle be introducing the same requirement?

Due to the timing, hoping to make a payment for September, I rang them this morning. He had already discussed my email with a colleague and could only say it was an IT issue and they will ring me when resolved.  I can clearly see on the website that my first bank account is still the active one, so I could send a payment from there.  Might do what you did and send one from each of the accounts, that's a good idea, as you say it does come straight back.

schiff

What happens if I miss a month not depositing the £10 minimum into my Market Harborough RS?

Bobblehat

schiff said:

What happens if I miss a month not depositing the £10 minimum into my Market Harborough RS?

Market Harborough RS

 This is from Iss 1, but Iss 2 is the same 

jameseonline

schiff said:

What happens if I miss a month not depositing the £10 minimum into my Market Harborough RS?

When I asked it seems in reality nothing happens, but I'm going to do £10 next month & £10 November just to be safe

DodgerPot

Scottish Building Society 
6.5% Regular Saver 
max £250 per month 

Rate applies from tomorrow 01/10/25

Just noticed this on Moneyfacts 
Available tomorrow branch or postal application by the looks of it 
can then manage online and by phone