The Top Regular Savers Discussion Thread

Rudyson

topyam said:

nomorekids said:

topyam said:

Co-Operative RS

So I have now got the CA opened. And have applied for their RS and been approved for that. More waiting now for it to appear on the app or online. How long does that take?

Don't hold your breath, co op are slow unfortunately, I m not holding out hope for funding this month having got my received your application last Friday

Hoping to fund this month too, but they seem v slow.

Why not try phoning them up? They may be able to give you your a/c number. I got my account number from Manchester BS over the phone about 5 minutes after applying online (I'd phoned them about something different)

pafpcg

shirley999 said:

Manchester BS have returned my deposit paid from my second nominated account. Second because I hadn't realised deposits can only be made from your nominated account.  I've had two codes in the post to verify my nominated bank account details, and the second account was verified before I made the deposit.  Maybe it's just not meant to be, certainly the temptation is to just forget it. 

This happened to my partner too - we checked what the account details were showing on the web-site - both accounts were visible.  We sent a £10 deposit from both "nominated accounts" - one was accepted and the other rejected again, so we now know which nominated account is "active" and we'll check the account details for any change before sending further deposits next month.  Fortunately, ManchesterBS returns rejected deposits on the same day.

What interests me is that the NewcastleBS system does NOT demand deposits from a nominated account - is Manchester pioneering? Will Newcastle be introducing the same requirement?

schiff

What happens if I miss a month not depositing the £10 minimum into my Market Harborough RS?

Bobblehat

schiff said:

What happens if I miss a month not depositing the £10 minimum into my Market Harborough RS?

Market Harborough RS

 This is from Iss 1, but Iss 2 is the same 

jameseonline

schiff said:

What happens if I miss a month not depositing the £10 minimum into my Market Harborough RS?

When I asked it seems in reality nothing happens, but I'm going to do £10 next month & £10 November just to be safe

DodgerPot

Scottish Building Society 
6.5% Regular Saver 
max £250 per month 

Rate applies from tomorrow 01/10/25

Just noticed this on Moneyfacts 
Available tomorrow branch or postal application by the looks of it 
can then manage online and by phone 

Hattie627

DodgerPot said:

Scottish Building Society 
6.5% Regular Saver 
max £250 per month 

Rate applies from tomorrow 01/10/25

Just noticed this on Moneyfacts 
Available tomorrow branch or postal application by the looks of it 
can then manage online and by phone 

It's been years since Scottish BS offered a decent RS rate. Wonder if it's fixed?

clairec666

DodgerPot said:

Scottish Building Society 
6.5% Regular Saver 
max £250 per month 

Rate applies from tomorrow 01/10/25

Just noticed this on Moneyfacts 
Available tomorrow branch or postal application by the looks of it 
can then manage online and by phone 

Had a quick look at existing accounts on their website. Some are "online only", others are "face to face or by post", but it appears that you can register for online banking to view all your accounts, even if they were initially opened face to face or by post. They also allow payments in by debit card. (Assuming this will be applicable to the regular saver too - specific info is not available on their website yet.)

Hattie627 said:

DodgerPot said:

Scottish Building Society 
6.5% Regular Saver 
max £250 per month 

Rate applies from tomorrow 01/10/25

Just noticed this on Moneyfacts 
Available tomorrow branch or postal application by the looks of it 
can then manage online and by phone 

It's been years since Scottish BS offered a decent RS rate. Wonder if it's fixed?

Moneyfactscompare doesn't like telling us whether rates are fixed, for some reason. Even though it's pretty important. I guess we'll have to wait until tomorrow when the account is actually launched.

schiff

Bobblehat said:

schiff said:

What happens if I miss a month not depositing the £10 minimum into my Market Harborough RS?

This is from Iss 1, but Iss 2 is the same 

Thank you!  And can the balance then be withdrawn without a problem? 

s71hj

Hattie627 said:

DodgerPot said:

Scottish Building Society 
6.5% Regular Saver 
max £250 per month 

Rate applies from tomorrow 01/10/25

Just noticed this on Moneyfacts 
Available tomorrow branch or postal application by the looks of it 
can then manage online and by phone 

It's been years since Scottish BS offered a decent RS rate. Wonder if it's fixed?

Didn't even know there Was a Scottish building society!