The Top Regular Savers Discussion Thread

jameseonline

pecunianonolet said:

Newcastle BS

Are withdrawals from the Newcastle BS regular saver same day, instant, next working day, etc?

I can't remember but I think you should get them the next working day at least.

s71hj

PloughmansLunch said:

s71hj said:

I gave my maturity instructions online to Principality re RS3 asking them to open an RS4 (I already have one, but it was accepted) . I have received a letter confirming the funds going to my current account but when I look closely to try and set up the s/o for 1/10 onwards I realised there was no reference to the RS4 or an account number. In peoples experience does this come later? 

From the sounds of it you chose option 2 - is this right? If so I did the same and I had my maturity confirmation letter today. It only states the funds will be transferred into my nominated account, but going by past practice £200 will remain in your renamed Principality 6 month saver with the same account details, and the balance of £1000 + interest going to your bank account

I thought I'd chosen 4, so God knows!!! 

Snapdragon

pecunianonolet said:

Newcastle BS

Are withdrawals from the Newcastle BS regular saver same day, instant, next working day, etc?

My spreadsheet shows "requested Friday actioned Monday" against a previous withdrawal, and I'm pretty sure others were also next working day. HTH

the_seer

pecunianonolet said:

Newcastle BS

Are withdrawals from the Newcastle BS regular saver same day, instant, next working day, etc?

The NBS withdrawal I made recently took a couple of hours to reach my bank account (but I did request it around 8am).

PowerSavingMode

pecunianonolet said:

Newcastle BS

Are withdrawals from the Newcastle BS regular saver same day, instant, next working day, etc?

Re: Newcastle BS withdrawals

My spreadsheet states same day IF actioned before 4pm on business days; otherwise, next working day.

mhoc

Please can I ask a question regarding Nationwide regular saver?

For the sake of cash flow I closed my Nationwide regular saver today online, nice and simple.
I now want to open the new Nationwide issue 7 but at the moment it wont allow me to do this

Do I just have to wait until tommorow - or will it make me wait until the anniversary of the original regular saver which will be September 30th?

mhoc

I was only away for 10 days but I had 54 pages today on the forum to read back on and catch up with!!
 - I was hoping that Monmouthshire issues would be resolved but still rumbling on ...

This weekends entertainment 
Principality 6 month saver maturity instructions
Principality 6 month saver issue 4 applications
Monmouthshire branch saver applications
Nationwide issue 7 application if it will allow me

I've also got YBS £50 esavers maturing and Coventry sunny days this month although they wont add much to the cash flow issue - and reducing my Coventry SOs to a minimum for the time being.
No idea why I opened new Leeds and Chorley savers last month with such low interest rates ...

jameseonline

mhoc said:

Please can I ask a question regarding Nationwide regular saver?

For the sake of cash flow I closed my Nationwide regular saver today online, nice and simple.
I now want to open the new Nationwide issue 7 but at the moment it wont allow me to do this

Do I just have to wait until tommorow - or will it make me wait until the anniversary of the original regular saver which will be September 30th?

You should be fine to apply tomorrow, I think it takes until the following day for it to come off the system, hense why it won't allow you to apply yet.

I recently closed a Nationwide early due to needing to free up funds, possibly going to get the new issue soon or within the next few months.

Reality is Monmouthshire shook up the regular saver game with 6% & 7% accounts & high monthly deposit limits, so currently pretty much everything is moving there gradually for me.

So I'll probably start emptying my Club Lloyds soon, possibly transfer it to a Nationwide.

Got some Principality & a Market Harborough ending in Nov, some other Principality ending in December.

Not sure how I'm going to fund for Octobers & possibly start of November regulars but should be ok otherwise.

I'm running out of options of where I can take money from, at the mo I think I've got Club Lloyds & Virgin.

I've got some other funds coming in & some other funds that may or may not come in but yea.

Bridlington1

Suffolk BS to launch new versions of their 1 Year Fixed Rate Regular Saver and Online Fixed Rate Regular Savers on Monday 8th September.

It doesn't appear there's any difference in the Ts&Cs compared to the current issues with the exception that the new versions mature on 30/11/26 and both accounts are set to pay 5%. 

I shall update P1 of this thread and the archived thread once the accounts have been launched.

francoghezzi

Bridlington1 said:

Suffolk BS to launch new versions of their 1 Year Fixed Rate Regular Saver and Online Fixed Rate Regular Savers on Monday 8th September.

It doesn't appear there's any difference in the Ts&Cs compared to the current issues with the exception that the new versions mature on 30/11/26 and both accounts are set to pay 5%. 

I shall update P1 of this thread and the archived thread once the accounts have been launched.

It looks like it can be open even if we hold others Regular Saver with Suffolk, isn't it? I do have already the one that will mature 31/07/26 and the one that will end on 30/09/26. Not the best interest rates but both longer than a year