The Top Regular Savers Discussion Thread

cheekyweegit

Think I might be throwing a spanner in the works, my Principality RS 3 matures 14.09.25 and online 14 days before as predicted I had the option of opening a RS4, having opened another RS 4 the after release thanks to the posts on here.

I've chosen to open another RS 4 and so far not been rejected (11 days and counting until maturity).

I got maturity letter in the post today but RS 4 is not an option.

The spanner ................... I've managed to get £1400 into it my account.   I was doing all the money moving manually on 01.09.25 and out of habit stuck £200 in there, realised what I'd done after seeing my maturity instructions and thought it would just be returned. 

It's not been so far so looks like you might be able to get a 7th payment in this depending on the date you open an account, but sure as of yet if interest will be paid on the extra £200.

If my money is returned I'll update but any over payments are usually pretty quick to be returned.  (I kept getting muddled up with two accounts and paying too much into one and too little into the other and got refunds next day into supplying account).

Speculator

Tried to check my Zopa regular on the app but getting error message and asks for email and password. I assume its the same for everyone.

Born2Save_3

cheekyweegit said:

Think I might be throwing a spanner in the works, my Principality RS 3 matures 14.09.25 and online 14 days before as predicted I had the option of opening a RS4, having opened another RS 4 the after release thanks to the posts on here.

I've chosen to open another RS 4 and so far not been rejected (11 days and counting until maturity).

I got maturity letter in the post today but RS 4 is not an option.

The spanner ................... I've managed to get £1400 into it my account.   I was doing all the money moving manually on 01.09.25 and out of habit stuck £200 in there, realised what I'd done after seeing my maturity instructions and thought it would just be returned. 

It's not been so far so looks like you might be able to get a 7th payment in this depending on the date you open an account, but sure as of yet if interest will be paid on the extra £200.

If my money is returned I'll update but any over payments are usually pretty quick to be returned.  (I kept getting muddled up with two accounts and paying too much into one and too little into the other and got refunds next day into supplying account).

I think you'll be OK.  You should get the 14 days interest on the extra £200 and unless unlucky get the maturity option you want.

I'm in the same position.  And I've done it before. Actually, I usually try the extra payment by default.

Had two returns this month, not from Principality, for over funding as I have several maturing this month.  

DodgerPot

Speculator said:

Tried to check my Zopa regular on the app but getting error message and asks for email and password. I assume it’s the same for everyone.

Just tried to open my Zopa account on the app showing error at their end 

cheekyweegit

Speculator said:

Tried to check my Zopa regular on the app but getting error message and asks for email and password. I assume its the same for everyone.

 I've just tried to log in after seeing your comment, it as fine earlier today.  When trying now firstly got a message "Oops something went wrong, it's not you it's us, try restarting the app".

Restarted the app and it's totally different - upgrade perhaps and now need my email address and password to log in - away to try this now.

Rejecting my password so away to reset it, app is now pretty slow.

mattojgb

Principality maturity instructions

There seem to be two options on the Principality website that will potentially open a new RS account upon maturity. Which are people choosing and are known to work or not work?

One option is to take some money out and move the rest to a new savings account (and in the next step there is an option to open an RS4 and specify an amount to be used to open the account).

Or there is an option to take out all your money and open a new RS (RS4 being one of the available options).

DodgerPot

Speculator said:

Tried to check my Zopa regular on the app but getting error message and asks for email and password. I assume its the same for everyone.

I’ve tried to sign in with my email and password and it’s saying incorrect details. Are you getting that response 

Speculator

DodgerPot said:

Speculator said:

Tried to check my Zopa regular on the app but getting error message and asks for email and password. I assume its the same for everyone.

I’ve tried to sign in with my email and password and it’s saying incorrect details. Are you getting that response 

I signed in with the correct password but still got error message.

edit: just tried again and now getting incorrect details.

Maybe this is Zopas method to make us change our password. I will wait and see what happens in the morning.

DodgerPot

Speculator said:

DodgerPot said:

Speculator said:

Tried to check my Zopa regular on the app but getting error message and asks for email and password. I assume its the same for everyone.

I’ve tried to sign in with my email and password and it’s saying incorrect details. Are you getting that response 

I signed in with the correct password but still got error message.

edit: just tried again and now getting incorrect details.

Let’s hope they get it back and running soon I fund my regular saver on the 5th 

PloughmansLunch

mattojgb said:

Principality maturity instructions

There seem to be two options on the Principality website that will potentially open a new RS account upon maturity. Which are people choosing and are known to work or not work?

One option is to take some money out and move the rest to a new savings account (and in the next step there is an option to open an RS4 and specify an amount to be used to open the account).

Or there is an option to take out all your money and open a new RS (RS4 being one of the available options).

I’ve done the first option quite a few times now, and it’s doubly useful as the new RS keeps the old account details so you don’t need to faff about changing any payee details